Shopping on Amazon becomes even more rewarding when you know how to use the right credit card. Whether you’re grabbing daily essentials, big-ticket electronics, or festive deals, there are plenty of Amazon.in offers on credit card purchases that can help you save more. From instant discounts to cashback and no-cost EMI options, Amazon partners with leading banks to give you exclusive benefits.
So, if you’re searching for the best credit card offers Amazon has right now or wondering how to make the most of Amazon offers on credit cards, you’re in the right place. This guide will walk you through all the current deals, popular cards, and smart tips to help you unlock maximum savings during your next Amazon shopping spree.
September 2025 Types of Credit Cards Offering Amazon Deals
When it comes to getting the best deals on Amazon, choosing the right credit card can make all the difference. From cashback to instant discounts and no-cost EMIs, many credit cards offer exclusive benefits on Amazon.in. Here are the main types of credit cards that come with Amazon credit card offers:
1. Co-Branded Credit Cards
These cards are specially designed for Amazon users through partnerships with banks.
Amazon Pay ICICI Credit Card
One of the most popular options, this card gives up to 5% cashback on every Amazon purchase if you’re a Prime member.
Great for: Regular Amazon shoppers
Fees: Lifetime free
Benefits:
- 5% cashback for Prime users, 3% for non-Prime
- 2% back on partner merchants
- 1% cashback on all other spends
- No-cost EMI on select Amazon purchases
- 1% fuel surcharge waiver
This is a great pick if you’re looking for amazon india credit card offers or want an everyday cashback option.
2. Bank Credit Cards with Seasonal Offers
These are standard credit cards from top banks that collaborate with Amazon during sales.
HDFC Bank Credit Cards
Cards like HDFC Millennia, Regalia, and MoneyBack+ often come with amazon sale card offers during events like Great Indian Festival.
Great for: Shoppers during Amazon sale events
Fees: ₹500–₹2,500 (depends on the card)
Benefits:
- Instant 10% discount during Amazon sales
- No-cost EMI on select purchases
- Reward points on every spend
- Easy EMI conversions
Perfect for those looking for credit card offers in Amazon or upcoming card offers on Amazon during mega events.
3. SBI Credit Cards
SBI frequently runs Amazon promotions offering instant discounts and flexible EMI options.
- SBI SimplyClick / SBI Prime Credit Card
Popular SBI cards often come with amazon discount credit card deals during sale periods.
Great for: Budget-conscious buyers looking for value
Fees: ₹499–₹2,999 (based on card type)
Benefits:
- Instant 10% off during select Amazon promotions
- Reward points on online spends
- Complimentary access to lounges (Prime variant)
- EMI options available
If you’re browsing for offers on credit card purchases or amazon credit card offers today, SBI cards are worth considering.
4. Axis Bank Credit Cards
Axis cards like Flipkart Axis or Magnus often feature in limited-time Amazon deals.
Great for: Those who shop on multiple platforms
Fees: ₹500–₹10,000+ depending on the card
Benefits:
- Instant discount offers during Amazon sales
- Complimentary lounge access
- Dining and travel rewards
- EMI benefits on high-value purchases
Ideal if you’re after amazon offers credit card benefits across travel, lifestyle, and eCommerce.
5. Standard Chartered, Kotak, and Other Private Banks
Cards from other banks like Kotak Mahindra, Standard Chartered, or RBL occasionally run limited Amazon credit card offers India—especially during big shopping festivals.
Great for: Seasonal shoppers
Fees: Varies by bank/card
Benefits:
- Instant savings on select Amazon categories
- Cashback or Amazon vouchers
- EMI and pay-later schemes
Keep an eye on the amazon offer credit card list before the next big sale!
Also Read: SBI Debit Card Lounge Access List September 2025
Best Amazon Credit Card Offers September 2025
If you’re shopping online, Amazon.in is already your go-to platform — but did you know you can save even more using the right credit card? From instant discounts during mega sales to cashback rewards and no-cost EMI options, several banks offer exclusive Amazon.in offers on credit cards. Whether you’re looking for Amazon credit card deals today, or planning your next big purchase during sale season, using the right card can unlock amazing value.
Below is a curated list of credit card offers Amazon is currently providing. We’ve included the card name and the exact offer details so you can pick the one that suits your spending habits best.
Credit Card Name | Amazon Offer Details | Fees & Charges |
Amazon Pay ICICI Credit Card | – 5% cashback for Prime members – 3% for non-Prime – No-cost EMI on select items | ₹0 annual fee (Lifetime Free) |
ICICI Bank Coral Credit Card | – 10% instant discount during Amazon sales – No-cost EMI on select items | ₹500 annual fee + GST |
SBI SimplyCLICK Credit Card | – 10% instant discount during Amazon sale events – Rewards on online shopping | ₹499 annual fee (waived on ₹1L spend) |
SBI Card PRIME | – Up to ₹3,000 discount on Amazon – Priority access to sales | ₹2,999 annual fee |
Axis Bank Neo Credit Card | – 10% discount during sales – Cashback via Axis Grab Deals | ₹250 annual fee |
Axis Bank Ace Credit Card | – 5% cashback on Amazon (via Google Pay) – Partner sale discounts | ₹499 annual fee + GST |
HDFC Millennia Credit Card | – 5% cashback on Amazon via SmartBuy – No-cost EMI | ₹1,000 annual fee + GST |
HDFC Regalia Credit Card | – Up to ₹2,000 off during Amazon sales – Rewards on online shopping | ₹2,500 annual fee + GST |
IDFC FIRST Millennia Credit Card | – Amazon vouchers on reaching milestones – 10% off during campaigns | ₹0 annual fee (Lifetime Free) |
Kotak Essentia Platinum Credit Card | – Up to ₹750 off during Amazon tie-up sales – EMI options on large purchases | ₹1,499 annual fee + GST |
If you’re shopping online, Amazon.in is already your go-to platform — but did you know you can save even more using the right credit card? From instant discounts during mega sales to cashback rewards and no-cost EMI options, several banks offer exclusive Amazon.in offers on credit cards. Whether you’re looking for Amazon credit card deals today, or planning your next big purchase during sale season, using the right card can unlock amazing value.
Below is a curated list of credit card offers Amazon is currently providing. We’ve included the card name and the exact offer details so you can pick the one that suits your spending habits best.
How to Avail Amazon Credit Card Offers?
Amazon often gives amazing deals when you pay using a credit card. But to grab those offers, you need to follow a few simple steps. Here’s how you can do it:
- Check Ongoing Offers: Visit the Amazon.in offers on credit card section. You’ll find all the latest credit card offers Amazon is running — like instant discounts, cashback, or no-cost EMI.
- Choose the Right Product: Make sure the product you want to buy is eligible for the offer. Sometimes, Amazon offers on credit cards apply only to select categories like electronics, fashion, or appliances.
- Select Eligible Credit Card at Checkout: During payment, choose a credit card that’s eligible for the offer (e.g., HDFC, SBI, ICICI). You’ll see the discount applied automatically if the offer is valid.
- Apply Coupon (If Needed): Some credit card offers on Amazon require a coupon code. Always check the offer details—if there’s a “Collect Coupon” option, click it before checkout.
- Use EMI Option (If Applicable): For no-cost EMI deals, make sure to select the correct EMI plan using your eligible card. This is especially common in Amazon India credit card offers during sales.
- Review Terms & Conditions: Always read the fine print. Each amazon credit card offer comes with specific terms—like minimum purchase amount or card type restrictions.
By following these easy steps, you can make the most of credit card offers in Amazon and enjoy extra savings on your shopping.
Don’t Miss This: Best 0 APR Credit Cards In India September 2025
Tips to Maximise Amazon Credit Card Savings
Want to save more while shopping online? Here are quick tips to make the most of every Amazon credit card offer:
- Use co-branded cards like the Amazon Pay ICICI Card for up to 5% cashback.
- Shop during sale events like Great Indian Festival and Prime Day for extra discounts using credit card offers on Amazon.
- Check bank offers—HDFC, SBI, ICICI often provide instant 10% off.
- Opt for No-Cost EMI on big purchases using eligible cards.
- Link your card to Amazon Pay to enjoy wallet-based Amazon India credit card offers.
- Always look for active Amazon offers credit card deals on the payment page.
- Combine coupons + card deals for max benefit.
From daily deals to mega sales, smart usage of Amazon India offers credit card savings on every order. Don’t miss any offer on Amazon for credit card—shop smart, save big!
Which credit card has the best offers on Amazon?
If you’re looking for the top credit card offers Amazon has, the Amazon Pay ICICI Credit Card stands out. It gives up to 5% cashback on Amazon.in for Prime members and 3% for non-Prime users. Plus, there are no joining or annual fees, making it a great choice for regular Amazon shoppers.
Which is the best Amazon credit card to get?
The Amazon Pay ICICI Credit Card is the best Amazon credit card to get. It’s co-branded and made especially for Amazon users. With Amazon offers on credit card transactions, this card helps you save more on daily and festive purchases on Amazon.in.
What are the benefits of an Amazon ICICI Credit Card?
Some key benefits of the Amazon ICICI Credit Card include:
- Up to 5% cashback on Amazon.in purchases
- 1% cashback on all other spends
- No-cost EMI options on Amazon
- No joining or annual fee
- Seamless rewards directly into your Amazon Pay balance
These benefits help you enjoy more Amazon.in offers on credit card purchases, whether you’re buying electronics, groceries, or fashion.
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