Buying your dream home becomes easier with Indiabulls Home Loan, a trusted name in the housing finance sector. Known for its quick processing, competitive Indiabulls home loan rate of interest, and flexible repayment options, Indiabulls makes home ownership more accessible. Whether you are purchasing a new property, constructing a house, or transferring an existing loan, Indiabulls Housing Finance offers tailor-made solutions to meet your needs. With transparent terms, attractive Indiabulls housing loan interest rate, and minimal paperwork, Indiabulls Home Loans ensure a smooth borrowing experience for salaried and self-employed individuals alike.
Indiabulls Home Loan Schemes August 2025
Key Highlights of Indiabulls Home Loan Schemes
- Competitive Indiabulls home loan interest starting from attractive rates.
- Flexible Indiabulls home loan interest rate options – fixed, floating, and mixed rates.
- Wide loan range to suit salaried, self-employed, and NRIs.
- Quick approval process with minimal paperwork.
- Balance transfer facility to shift your loan from another bank/NBFC at a lower Indiabulls rate of interest.
- Home loan top-up facility available for existing customers.
- Tenure up to 30 years for affordable EMIs.
- Loans available for home purchase, construction, renovation, and plot purchase.
Indiabulls Home Loan Schemes – Interest Rates & Details
|
Scheme |
Loan Amount |
Indiabulls Home Loan Interest Rate |
Tenure |
Processing Fee |
|
Regular Home Loan |
₹5 lakh – ₹10 crore |
8.75% – 10.50% p.a. |
Up to 30 years |
0.50% – 1% of loan amount |
|
Plot + Construction Loan |
₹5 lakh – ₹5 crore |
8.85% – 10.60% p.a. |
Up to 20 years |
0.50% – 1% |
|
Home Renovation Loan |
₹2 lakh – ₹50 lakh |
9.00% – 11.00% p.a. |
Up to 15 years |
0.50% – 1% |
|
Balance Transfer Loan |
₹5 lakh – ₹10 crore |
8.75% p.a. onwards |
Remaining tenure of existing loan |
0.50% – 1% |
|
Top-Up Loan |
₹1 lakh – ₹50 lakh |
9.25% – 11.25% p.a. |
Up to 15 years |
0.50% – 1% |
Indiabulls Home Loan Balance Transfer
Key Highlights – Indiabulls Home Loan Balance Transfer
- Competitive Indiabulls home loan rate starting from around 8.70% p.a.
- Available for both salaried and self-employed applicants.
- Option to transfer existing home loans from other banks/NBFCs to Indiabulls Housing Finance Limited at lower interest rates.
- Flexible repayment tenure of up to 30 years.
- Zero or minimal processing fees during special offers.
- Option to top-up your loan for renovation, extension, or personal needs.
- Available for Indiabulls home, Indiabulls plot loan, and other property-related financing.
- Easy online application and quick approval process.
Indiabulls Home Loan Balance Transfer – Interest Rates & Details
|
Feature |
Details |
|
Interest Rate |
Starting from 8.70% p.a. |
|
Loan Amount |
As per eligibility |
|
Tenure |
Up to 30 years |
|
Processing Fee |
0.5% – 1% of loan amount (may vary; offers available) |
|
Eligibility |
Salaried & self-employed individuals |
|
Top-Up Loan |
Available |
|
Security/Collateral |
Mortgage of the property |
|
Applicable Loans |
Home loan, plot loan, housing loan from other lenders |
Indiabulls Home Extension Loan August 2025
Key Highlights – Indiabulls Home Extension Loan
- Ideal for adding extra rooms, floors, or living spaces to your existing home.
- Flexible repayment tenure of up to 30 years.
- Competitive interest rates starting as per Indiabulls plot loan interest rate structure.
- Loan amount based on property value and borrower eligibility.
- Both salaried and self-employed individuals can apply.
- Simple application process through Indiabulls login home loan portal.
- Prepayment and foreclosure options available.
- Easy EMI calculation via Indiabulls loan calculator.
- Offered by India Bull Housing Finance with reliable customer support.
Indiabulls Home Extension Loan – Interest Rates & Details
|
Feature |
Details |
|
Loan Type |
Home Extension Loan |
|
Purpose |
For extending existing residential property |
|
Loan Amount |
Based on eligibility and property value |
|
Interest Rate |
As per Indiabulls plot loan interest rate / home loan rates |
|
Tenure |
Up to 30 years |
|
Eligibility |
Salaried & Self-Employed |
|
Application |
Online via Indiabulls login home loan portal or offline |
|
EMI Calculator |
Available on Indiabulls loan calculator |
|
Prepayment / Foreclosure |
Allowed as per policy |
|
Provider |
Indiabulls Bank Home Loan / India Bull Housing Finance |
Indiabulls Rural Home Loan August 2025
Key Highlights – Indiabulls Rural Home Loan
-
- Loan Purpose: Buy, build, or renovate homes in rural and semi-urban areas.
- Loan Amount: Flexible amounts based on property value and applicant eligibility.
- Interest Rates: Competitive Indiabulls home loan interest rates, starting from around 8.75% p.a. (varies as per applicant profile).
- Loan Tenure: Up to 30 years for affordable EMI planning.
- Special Schemes: Includes home loans for salaried, self-employed, and agricultural income earners.
- Additional Loans: Indiabulls plot loan interest rate options available for buying land in rural areas.
- Online Services: Easy tracking through Indiabulls login home loan portal and Indiabulls loan calculator for EMI estimates.
Indiabulls Rural Home Loan –Interest Rates & Details
|
Feature |
Details |
|
Loan Type |
Home Loans Indiabulls for rural and semi-urban areas |
|
Eligible Applicants |
Salaried, self-employed, farmers, and agricultural income earners |
|
Loan Amount |
Based on property value and applicant’s repayment capacity |
|
Interest Rate |
Starts from approx. 8.75% p.a. (varies) |
|
Tenure |
Up to 30 years |
|
Processing Fee |
Around 0.5% – 1% of the loan amount (plus taxes) |
|
Prepayment Charges |
Nil for floating rate loans |
|
Extra Services |
Indiabulls loan calculator for EMI check, online application, and Indiabulls login for loan tracking |
|
Additional Options |
Indiabulls plot loan for land purchase in rural areas |
Indiabulls Loan Against Property August 2025
Key Highlights – Indiabulls Loan Against Property
- Attractive Indiabulls loan interest rate starting from competitive levels.
- Loan available against both residential and commercial properties.
- High loan amount based on property value and borrower eligibility.
- Flexible repayment tenure, up to 20 years.
- Simple documentation and quick processing.
- Option to use funds for personal or business needs.
Indiabulls Loan Against Property – Interest Rate & Details
|
Feature |
Details |
|
Indiabulls loan interest rate |
Starts from around 9% p.a. (varies as per profile) |
|
Loan Amount |
Based on property value & repayment capacity |
|
Tenure |
Up to 20 years |
|
Eligible Properties |
Residential, commercial, or self-occupied |
|
Processing Fee |
Usually 1% of loan amount |
|
Usage |
Business expansion, education, medical expenses, etc. |
|
Prepayment |
Allowed with applicable charges |
Indiabulls Home Loan Eligibility August 2025
Indiabulls Home Loan Eligibility – Key Highlights
- Available for salaried and self-employed individuals.
- Minimum age: 21 years at the time of loan application.
- Maximum age: 65 years at the time of loan maturity.
- Loan amount depends on income, repayment capacity, and property value.
- Competitive Indiabulls home loan rate of interest starting from around 8.75% p.a. (may vary).
- Flexible repayment tenure of up to 30 years.
- Both Indian residents and NRIs can apply.
Indiabulls Home Loan Eligibility – Interest Rate & Details
|
Eligibility Criteria |
Details |
|
Age |
21 – 65 years |
|
Employment Type |
Salaried / Self-employed |
|
Minimum Income |
As per lender’s policy |
|
Loan Amount |
Based on income, credit profile & property value |
|
Tenure |
Up to 30 years |
|
Indiabulls Housing Loan Interest Rate |
Starts from approx. 8.75% p.a.* |
|
Credit Score |
650+ preferred |
|
Nationality |
Indian residents & NRIs |
Indiabulls Home Loan Documents Required
When applying for a home loan Indiabulls, you must submit certain documents to verify your identity, income, and property details. The list varies for salaried, self-employed, and business owners, but the basic requirements remain similar.
|
Category |
Documents Needed |
|
Identity Proof (KYC) |
PAN Card, Aadhaar Card, Passport, Driving License, or Voter ID |
|
Address Proof |
Aadhaar Card, Passport, Utility Bill, Ration Card, or Registered Rent Agreement |
|
Income Proof – Salaried |
Latest 3 months’ salary slips, last 6 months’ bank statements, Form 16/ITR for last 2 years |
|
Income Proof – Self-employed |
Last 3 years’ ITR, profit & loss account, balance sheet, last 6 months’ bank statements, business registration proof |
|
Property Documents |
Agreement to Sale, Allotment Letter, Payment Receipts, Property Title Deed, Approved Building Plan |
|
Other Documents |
Passport-sized photographs, loan application form, processing fee cheque |
With the right paperwork, Indiabulls Bank Home Loan approval becomes faster. You can check application status and upload documents easily through the Indiabulls Home Loans Login portal. Competitive India Bulls home loan rate options are available for both new buyers and balance transfer customers.
What is the current Indiabulls home loan interest rate?
The Indiabulls home loan interest rate starts at competitive rates and may vary based on your profile and loan type.
How can I use the Indiabulls home loan calculator?
You can use the Indiabulls home loan calculator online to check your EMI instantly by entering loan amount, tenure, and interest rate.
How do I access my Indiabulls home loan login?
You can access the Indiabulls home loan login through the official website or mobile app using your registered credentials.
What is the Indiabulls home loan customer care number?
The Indiabulls home loan customer care number is available on their website for queries, complaints, and loan support.
What are the Indiabulls home loan eligibility criteria?
Indiabulls home loan eligibility is based on factors like income, credit score, employment type, and property value.
How do I apply for an Indiabulls home loan online?
You can easily apply for an Indiabulls home loan online by filling out the application form and uploading required documents.
Where can I find complete Indiabulls home loan details?
You can find Indiabulls home loan details on their official website, including interest rates, EMI options, and eligibility.
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