Checking your account balance regularly helps you manage your money better and avoid failed transactions. The Indian Overseas Bank balance check number makes it easy for customers to know their available funds anytime, without visiting a branch. Indian Overseas Bank offers simple options like missed call, SMS, ATM, and online services to support quick Indian Overseas Bank balance check for all account holders. Whether you use a basic phone or a smartphone, these services provide instant updates in a safe and convenient way. By using the official Indian Overseas Bank balance check number, you can stay informed about your account balance, track spending, and plan payments confidently. In this guide, we explain the easiest and most reliable ways to check your Indian Overseas Bank account balance anytime, anywhere.
IOB Balance Check Number 2026
Indian Overseas Bank offers clear and official phone-based services to help customers check their account balance quickly. Using the correct numbers, you can do an IOB balance check or get recent transaction details without visiting a branch.
IOB Balance Check Numbers & Services:
- Missed Call – Balance Enquiry: 044-42220004: Give a missed call from your registered mobile number to receive your balance via SMS.
- Missed Call – Mini Statement: 044-42220005: Use this IOB Balance check Number mini statement service to get your last few transactions by SMS.
- Toll-Free Number (Balance / SMS Help): 1800-890-4445: This is the Indian Overseas Bank toll free number balance check SMS support line for account-related queries.
- WhatsApp Banking (Balance Option): +91 84240 22122: This is the official IOB missed call Balance Enquiry WhatsApp number (WhatsApp banking). Send “Hi” from your registered number and choose the balance option.
These are the official and correct IOB numbers to check balance or mini statement quickly and securely.
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IOB Balance Enquiry by Mobile Banking Apps
Indian Overseas Bank allows customers to check their account balance easily using its official mobile banking apps. This method works independently of the IOB missed call Balance Enquiry Number 2026, WhatsApp number, or the Indian Overseas Bank toll free number balance check SMS service, and gives real-time balance details.
IOB Official Mobile Banking Apps for Balance Enquiry:
- IOB mPay App: Download IOB mPay from Play Store/App Store, log in with MPIN, and your account balance is shown on the home screen.
- IOB mConnect+ App: Log in to IOB mConnect+ to view balance, transactions, and account details securely.
Important Facts:
- Mobile number must be registered with the bank.
- Works 24/7 with internet access.
- No need to use IOB missed call Balance Enquiry WhatsApp number or call the Indian Overseas Bank toll free number balance check SMS line.
This is the official app-based method for IOB balance enquiry.
IOB Balance Check by IOB mPassbook
IOB mPassbook is the official digital passbook app of Indian Overseas Bank that allows customers to view their account balance and transaction history in real time. This method is useful if you want Indian Overseas Bank balance enquiry without calling any number or visiting a branch. It is an online service and works as a secure way to do IOB balance check online using your registered mobile number.
How to Check Balance using IOB mPassbook:
- Download the IOB mPassbook app from Play Store or App Store.
- Open the app and verify your registered mobile number with OTP.
- Select your account from the list shown in the app.
- Your current balance and transactions will be displayed instantly.
Important Points:
- Balance is shown automatically after login; no need to enter IOB balance enquiry by account number manually.
- Internet connection and registered mobile number are mandatory.
- This is an official and real-time Indian Overseas Bank balance enquiry method.
This is the exact and correct way to check IOB balance using the IOB mPassbook app.
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IOB Bank Account Balance Check through UPI
Indian Overseas Bank allows customers to check their account balance directly through UPI apps linked to their IOB account. This method works in real time and does not require calling any missed-call number or sending SMS.
How to Check Balance in IOB through UPI
- Open any UPI app (BHIM, Google Pay, PhonePe, Paytm, etc.) that is linked to your IOB bank account.
- Tap on Check Balance / Bank Balance.
- Select Indian Overseas Bank if prompted.
- Enter your UPI PIN to authenticate.
- Your balance will be displayed instantly on the screen.
Important Facts (No Generic Info)
- This method works only if UPI is already activated on your IOB account.
- It shows real-time balance, making it the fastest way for balance check in IOB bank.
- No need to know account number or use phone banking for balance enquiry in IOB bank.
- Works 24×7 and is free of cost.
If you want quick balance check IOB or balance enquiry IOB without SMS or calls, UPI is the most direct and reliable option.
IOB Bank Account Balance Check through SMS Banking
Indian Overseas Bank provides SMS banking for quick balance enquiry using your registered mobile number. This method works without internet and is different from the missed call service.
IOB SMS Banking – Balance Enquiry
- SMS Format:
Send BAL to 8424022122 - What you get:
You will receive an SMS showing your current account balance.
Important Facts (Clear & Direct)
- The SMS must be sent from your registered mobile number.
- This SMS number works for Indian Overseas Bank balance enquiry number via text.
- It is not the same as the IOB balance check number missed call service.
- For missed call services, IOB uses a different iob balance check no (missed call numbers).
- IPPB balance check is unrelated—IPPB (India Post Payments Bank) has separate SMS and missed-call systems.
Quick Reference
- IOB SMS balance enquiry: BAL → 8424022122
- IOB missed call balance enquiry number: Separate missed-call numbers (not SMS)
- iob bank balance check number / iob balance check number missed call: Use missed-call service, not SMS
This is the exact SMS-based method for balance enquiry in IOB bank.
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IOB Bank Account Balance Check through ATM
Indian Overseas Bank allows customers to check their account balance instantly using any IOB or partner ATM. This method works 24×7 and does not require mobile banking, SMS, or a missed call service.
How to Check Account Balance in IOB through ATM
- Insert your Indian Overseas Bank ATM / debit card into the ATM machine.
- Enter your ATM PIN.
- Select Balance Enquiry on the screen.
- Your account balance in IOB will be displayed immediately.
Important Facts (Clear & Practical)
- Works at IOB ATMs and most other bank ATMs.
- No need to know the Indian Overseas balance check number or Indian Overseas balance enquiry number for ATM usage.
- Balance shown is real-time.
- This method is separate from balance check Indian Overseas Bank via missed call or SMS.
Quick Clarification
- Balance enquiry IOB balance check through ATM is completely free at IOB ATMs.
- Indian Overseas balance check number applies only to phone banking, not ATMs.
This is the direct and official way to do an Indian Overseas balance check using an ATM.
IOB Bank Account Balance Check through WhatsApp
Indian Overseas Bank offers official WhatsApp banking to check your account balance instantly. This service works only from your registered mobile number and gives real-time information—no internet banking login, SMS format, or missed call required.
Official IOB WhatsApp Banking Number
- +91 84240 22122
How to Check Balance in IOB via WhatsApp
- Save +91 84240 22122 in your contacts.
- Open WhatsApp and send “Hi” from your registered mobile number.
- Choose Balance Enquiry from the auto-reply menu.
- Your balance will be displayed instantly on WhatsApp.
Important Facts (No Generic Info)
- Works only if your mobile number is registered with IOB.
- Shows real-time balance, making it ideal for balance check in IOB bank.
- No need to remember SMS formats or use missed-call services for balance enquiry in IOB bank.
- Available 24×7 and free of cost.
This is the official WhatsApp method for balance check IOB and balance enquiry IOB.
What is the IOB missed call Balance Enquiry Number 2026?
IOB customers can use the official missed call numbers to get balance and mini statement via SMS from their registered mobile number.
What is the IOB missed call Balance Enquiry WhatsApp number?
Indian Overseas Bank offers WhatsApp banking on its official number, where you can select balance enquiry to check your account balance instantly.
What is the Indian Overseas Bank toll free number balance check SMS?
IOB provides toll-free customer care support to guide customers on SMS banking and balance enquiry services.
Suggestive Read: PNB Balance Check Number 2026
What is the IOB balance check number mini statement?
By giving a missed call to the mini statement number, you can receive your last few transactions via SMS.
What is the Indian Overseas Bank customer care number 24×7?
IOB has a 24×7 customer care helpline to assist with balance enquiry, card issues, and general banking queries.
How can I do Indian Overseas Bank balance enquiry easily?
You can check your balance through missed call, SMS, WhatsApp, UPI, ATM, or net banking.
How to do IOB balance check online?
IOB balance check online can be done using mobile banking apps, net banking, or UPI apps linked to your account.
Is IOB balance enquiry by account number possible?
For security reasons, IOB does not allow balance enquiry using only the account number; you must use registered channels like ATM, UPI, or banking apps.
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