The ICICI Rubyx Credit Card is a premium lifestyle card designed for those who love rewards, luxury, and convenience. Packed with exciting privileges, this card brings you the best of travel, dining, shopping, and entertainment. With the Rubyx Credit Card benefits, you can enjoy complimentary lounge access, accelerated reward points, exclusive movie offers, and luxury brand discounts. Whether it’s the ICICI Rubyx Credit Card, both offer unmatched comfort and savings tailored to your lifestyle. If you’re looking for a credit card that combines elegance with everyday practicality, the Rubyx Credit Card is a great choice that adds value to every spend.
Rubyx Credit Card Benefits October 2025
The ICICI Rubyx Credit Card is one of the most premium cards offered by ICICI Bank, designed to complement your lifestyle and spending habits. It provides unmatched privileges across travel, dining, and entertainment. From airport lounge access to exciting discounts, the rubyx credit card benefits make every purchase more rewarding. Whether you own a rubyx credit or the ICICI Rubyx Credit Card, it offers a mix of luxury and value for everyday use.
Plan monthly payments using: ICICI Credit Card EMI Calculator October 2025
- Enjoy 2 complimentary domestic airport lounge accesses per quarter with your ICICI Rubyx Credit Card.
- Earn 2 reward points on every ₹100 spent domestically and 4 points on international purchases.
- Get 25% off on movie tickets on BookMyShow and Inox, up to ₹150 per transaction.
- Avail up to 15% discount on dining through the ICICI Culinary Treats program.
- Receive 4,000 bonus reward points after spending ₹5 lakh annually.
- Get 1% fuel surcharge waiver across all fuel stations in India.
- Access exclusive ICICI Rubyx Credit Card offers on Myntra, MakeMyTrip, and top shopping platforms.
- Use complimentary railway lounge access for added travel comfort.
- Enjoy the advantage of a dual network card (Mastercard + American Express) for global acceptance.
- Get comprehensive travel and personal accident insurance coverage for safety while traveling.
The ICICI Bank Rubyx Credit Card benefits and ICICI Rubyx Credit Card benefits are crafted to suit modern lifestyles, providing a mix of luxury, convenience, and savings. Whether it’s travel, shopping, or dining, the ICICI Rubyx Credit Card benefits ensure you get more out of every spend.
Also Read: Axis Bank Neo Credit Card Benefits October 2025
October 2025 ICICI Rubyx Credit Card Lounge Access
The ICICI Rubyx Credit Card Lounge Access feature adds a touch of luxury to your travel experience. With the ICICI Bank Rubyx Credit Card lounge access, you can relax in comfort before your flight, enjoy refreshments, and make your journey stress-free.
ICICI Credit Card Rubyx Lounge Access Offers – 2 complimentary domestic airport lounge visits per quarter.
No — the ICICI Rubyx Credit Card does not offer complimentary international lounge access as part of its standard benefits.
Ensuring convenience for frequent travelers. Whether you call it the Rubyx Card or Ruby X, it’s designed to enhance your travel lifestyle with premium airport lounge privileges across major Indian airports.
ICICI Rubyx Credit Card Charges October 2025
The ICICI Rubyx Credit Card is a premium dual credit card that offers lifestyle, travel, and shopping benefits. However, before applying, it’s important to understand the charges involved. These fees are standard for a high-end card and come with rewarding perks that justify the cost. Here’s a simple breakdown of all the key charges:
- Joining Fee: ₹3,000 + GST (one-time payment when you get the card)
- Annual Fee: ₹3,000 + GST (applicable from the second year onwards)
- Annual Fee Waiver: Spend ₹3,00,000 or more in a year to get the annual fee waived
- Add-on Card Fee: Nil – get extra cards for family members at no cost
- Finance Charges: 3.40% per month (or 40.8% annually) on outstanding balances
- Cash Advance Fee: 2.5% of the withdrawn amount or ₹500, whichever is higher
- Late Payment Fee: ₹100 to ₹1,200 depending on the total due amount
- Foreign Currency Mark-up Fee: 3.5% on all international transactions
Suggestive Read: Updated Today: SBI Rupay Credit Card Benefits October 2025
ICICI Rubyx Credit Card Reward Points October 2025
The ICICI Rubyx Credit Card offers an excellent reward program that lets you earn points every time you spend. Whether you’re shopping, dining, or traveling, this card ensures you get rewarded for your lifestyle. The ICICI Rubyx Credit Card features and ICICI Rubyx Credit Card offers make it a smart choice for those who value both luxury and savings.
- Earn 2 reward points on every ₹100 spent on domestic purchases.
- Get 4 reward points on every ₹100 spent on international transactions.
- Earn 1 reward point on every ₹100 spent on utilities and insurance categories.
- Redeem points easily for travel bookings, vouchers, or merchandise via ICICI Rewards.
- Accelerated reward points on select partner brands and offers.
- Points can be used to offset outstanding credit card balances.
The ICICI Rubyx Credit Card reward points system makes every transaction rewarding and adds real value to your everyday spending.
ICICI Rubyx Credit Card Review October 2025
The ICICI Bank Rubyx Credit Card is a stylish premium card that offers good lifestyle and travel perks for frequent spenders. It includes welcome vouchers, dining and movie discounts, and domestic lounge access, making it appealing for regular users.
However, the card doesn’t offer international lounge access, and the reward rate is relatively low compared to newer cards. It’s best suited for those who can maximize its lifestyle offers and meet spend thresholds. Overall, it’s a decent mid-premium card, but not the top choice for international travellers or low spenders.
Where can I download the Rubyx Credit Card benefits PDF?
You can download the Rubyx Credit Card benefits PDF from the official ICICI Bank website under the credit cards section.
Don’t Miss This: HDFC Tata Neu Credit Card Benefits October 2025
What are the main ICICI Rubyx Credit Card benefits?
The ICICI Rubyx Credit Card benefits include lounge access, reward points, dining discounts, and exclusive lifestyle offers.
Does the Rubyx Credit Card offer lounge access?
Yes, the Rubyx Credit Card lounge access includes complimentary domestic airport lounge visits every quarter.
What are the Rubyx Credit Card benefits in India?
The Rubyx Credit Card benefits in India include movie discounts, fuel surcharge waivers, and premium lifestyle privileges.
What do users say about Rubyx Credit Card benefits on Reddit?
According to Rubyx Credit Card benefits Reddit discussions, users appreciate its dual card feature and consistent rewards program.
What are the Rubyx Amex Credit Card benefits?
The Rubyx Amex Credit Card benefits include higher reward points, global acceptance, and premium travel privileges.
What are the ICICI Rubyx Credit Card benefits and charges?
The ICICI Rubyx Credit Card benefits and charges include reward points, travel perks, and a moderate annual fee that’s waived on high spends.
Is there ICICI Rubyx Credit Card international lounge access?
No, the ICICI Rubyx Credit Card international lounge access is not available; lounge benefits are limited to domestic airports only.
Add Comment