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Top 5 Best Federal Bank Credit Card August 2025

Best Federal Bank Credit Card

Federal Bank offers a wide range of credit cards designed to suit different lifestyles and spending habits. Whether you love shopping, traveling, or earning rewards, a Federal Bank Credit Card can be a great choice. With benefits like cashback, reward points, travel perks, and dining discounts, these cards make everyday spending more rewarding. You can easily check details, compare options, and even complete your Federal Bank Credit Card Apply process online. The Federal Credit Card services are quick and hassle-free, and with Federal Bank Credit Card Online Apply, getting the right card is now simpler than ever.

Table of Contents

Card Name

Joining Fee

Annual Fee

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Federal Bank Celesta Credit Card

₹3,000 + GST

₹3,000 + GST

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Federal Bank Imperio Credit Card

₹500 + GST

₹500 + GST

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Federal Bank Signet Credit Card

₹500 + GST

₹500 + GST

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Federal Bank RuPay Wave Credit Card

Nil

Nil

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Federal Bank Scapia Co-Branded Credit Card

Nil

Nil

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Top 5 Best Federal Bank Credit Card August 2025

1. Federal Bank Celesta Credit Card

federal bank credit card

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The Federal Bank Celesta Credit Card is a premium lifestyle credit card designed for those who love luxury, travel, and exclusive privileges. Whether it’s complimentary lounge access, special dining offers, or earning Federal Bank reward points on every transaction, this card makes your spending more rewarding. If you’re looking to enjoy world-class benefits and an easy Federal Bank credit card apply online process, the Celesta Card is a great option.

Key Features of Federal Bank Celesta Credit Card

  • Complimentary Lounge Access – Relax in comfort with free access to select airport lounges.
  • Exclusive Dining Offers – Save more with partner restaurant discounts.
  • Federal Bank Reward Points – Earn points on every spend and redeem them for shopping, travel, and vouchers.
  • Global Acceptance – Use your Celesta Credit Card anywhere in the world.
  • Premium Lifestyle Benefits – Special offers on shopping, entertainment, and travel.
  • Easy Application – Quick and secure Federal Bank credit card apply online option.
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Federal Bank Celesta Credit Card – Benefits

Feature / Benefit

Details

Joining Fee

₹3,000 + GST

Annual Fee

₹3,000 (waived on high annual spends)

Reward Points

Earn Federal Bank Reward Points on every transaction

Lounge Access

Complimentary domestic airport lounge visits

Dining Benefits

Discounts and offers at partner restaurants

Global Usage

Accepted worldwide

Contactless Payments

Enabled for faster, secure transactions

Annual Fee Waiver

Waived on reaching yearly spend milestone

Federal Bank Credit Card Eligibility

To apply for the Federal Bank Celesta Credit Card, you need to meet the following criteria:

  • Minimum age: 21 years
  • Stable income source (salary or self-employed)
  • Good credit history & CIBIL score
  • Resident Indian or Non-Resident Indian (NRI)

Checking your Federal Bank credit card eligibility before applying helps in faster approval.

How to Apply Online for Federal Bank Celesta Credit Card?

Applying for the Federal Bank Celesta Credit Card is simple:

  1. Visit the official Federal Bank website.
  2. Select the Federal Bank Credit Card Apply Online option.
  3. Fill in your personal and financial details.
  4. Upload the required KYC documents.
  5. Submit the application for quick processing.

The Federal Bank Celesta Credit Card is perfect for frequent travelers, high spenders, and those who enjoy premium lifestyle benefits. From Federal Bank reward points to exclusive dining and travel offers, this card ensures maximum value on every spend. If you meet the Federal Bank credit card eligibility criteria, don’t wait—complete your Federal Bank credit card apply online process today and unlock a world of privileges.

2. Federal Bank Imperio Credit Card

federal credit card

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If you are looking for a card that balances lifestyle benefits and savings, the Federal Bank Imperio Credit Card is a smart choice. It is designed for individuals who want exciting rewards on shopping, dining, and travel while keeping affordability in mind. With easy federal bank credit card apply options and the convenience of federal bank credit card online apply, you can get this card without any hassle.

Whether you are a frequent shopper or someone who enjoys travel benefits, this federal credit card offers you the perfect mix of features.

Key Features of Federal Bank Imperio Credit Card

  • Reward Points – Earn attractive reward points on every spend.
  • Dining Benefits – Get discounts and cashback at partner restaurants.
  • Travel Perks – Complimentary lounge access at select airports.
  • Contactless Payments – Fast, safe, and secure transactions.
  • Fuel Surcharge Waiver – Save on fuel transactions across India.
  • Global Acceptance – Accepted worldwide for shopping, travel, and more.

Federal Bank Imperio Credit Card – Benefits

Feature

Details

Card Type

Lifestyle & Rewards Credit Card

Joining Fee

Nominal (may vary with bank offers)

Annual Fee

Affordable, with waiver on yearly spend milestone

Reward Points

Earn on every transaction

Dining Benefits

Discounts at select partner outlets

Travel Benefits

Complimentary airport lounge access

Fuel Surcharge Waiver

1% waiver at fuel stations

Application Mode

Federal Bank Credit Card Online Apply & offline at branch

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Federal Bank Imperio Credit Card Eligibility

Before applying, ensure you meet the basic federal bank credit card eligibility criteria:

  • Applicant should be 18 years or above.
  • Should have a stable income source (salary or self-employed).
  • Good credit score/history preferred.
  • Indian resident.

How to Apply for Federal Bank Imperio Credit Card?

You can easily apply for the Federal Bank Imperio Credit Card through these methods:

  1. Online Application (Recommended)
    • Visit the official Federal Bank website.
    • Go to the Federal Bank Credit Card Online Apply section.
    • Fill in your details and submit documents for verification.
  2. Offline Application
    • Visit your nearest Federal Bank branch.
    • Fill out the Federal Bank Credit Card Apply form.
    • Submit income proof, ID proof, and address proof.

With its excellent balance of rewards, lifestyle perks, and affordability, the Federal Bank Imperio Credit Card is ideal for professionals and families who want more value on everyday spending.

3. Federal Bank Signet Credit Card

federal bank credit card apply

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The Federal Bank Signet Credit Card is a great option for those who want the benefits of a credit card with simple and affordable charges. This federal bank scapia credit card is designed especially for frequent shoppers and travelers, offering attractive reward points and exclusive deals. With transparent federal bank credit card charges, it ensures you get value for every swipe.

If you are looking to apply, you can easily check the Scapia Credit Card customer care number for quick support and start the process without any hassle.

Key Features of Federal Bank Signet Credit Card

  • Easy federal bank credit card charges with no hidden fees.
  • Earn reward points on shopping, dining, and travel spends.
  • 24×7 support available via Scapia credit card customer care number.
  • Hassle-free digital onboarding process.
  • Secured transactions with advanced technology.

Federal Bank Signet Credit Card – Benefits

Feature

Details

Card Name

Federal Bank Signet Credit Card

Card Type

Federal Bank Scapia Credit Card

Eligibility

Based on income & credit score

Customer Care

Call Scapia Credit Card Customer Care Number for support

Charges

Transparent and affordable Federal Bank Credit Card Charges

How to Apply for Federal Bank Signet Credit Card?

You can apply online within minutes. Here’s how:

  1. Visit the official Federal Bank Signet Credit Card page.
  2. Check eligibility for the Federal Bank Credit Card charges and offers.
  3. Fill in your details and complete KYC.
  4. Submit and get quick approval.

4. Federal Bank RuPay Wave Credit Card

federal bank credit card online apply

Apply Now!

If you are looking for a simple and convenient Federal Bank Credit Card, the RuPay Wave Credit Card is a perfect choice. This entry-level Federal Credit Card is designed to make everyday transactions easier with the power of contactless payments. You can apply for Federal Bank Credit Card seamlessly, both online and offline, and enjoy secure digital transactions across merchants in India.

This card is especially ideal for those who want a hassle-free payment solution with wide RuPay acceptance.

Key Features of Federal Bank RuPay Wave Credit Card

  • Contactless Payments – Tap and pay for fast, secure transactions.
  • Nationwide Acceptance – Works seamlessly at POS terminals, ATMs, and online platforms.
  • Easy Federal Bank Credit Card Apply Process – Apply online or at the nearest branch.
  • Secure Transactions – Backed with advanced security to keep payments safe.
  • Affordable Card – Comes with minimal annual charges, making it accessible for everyone.
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Benefits of RuPay Wave Credit Card

  • Quick and effortless transactions with RuPay contactless feature.
  • Secure card usage with 2-factor authentication for online payments.
  • Access to merchant offers and discounts across RuPay’s partner network.
  • Easy to manage card usage via Federal Bank mobile app and net banking.

Eligibility for Federal Bank RuPay Wave Credit Card

To apply for a Federal Bank Credit Card, you need to meet basic eligibility criteria:

Eligibility Criteria

Details

Age

Minimum 21 years

Income

Stable source of income (salary or self-employed)

Banking Relationship

Should hold an account with Federal Bank

Documentation

KYC documents like PAN, Aadhaar, and income proof

Federal Bank Credit Card Apply – How to Get RuPay Wave Card?

You can apply for this Federal Credit Card in two ways:

  1. Federal Bank Credit Card Online Apply – Visit the official Federal Bank website, fill in details, and submit documents.
  2. Offline Apply – Visit your nearest Federal Bank branch to apply directly.

The Federal Bank RuPay Wave Credit Card is a great choice if you want a simple, secure, and affordable card for everyday spending.

5.  Federal Bank Scapia Co-Branded Credit Card

federal bank credit card charges

Apply Now!

The Federal Bank Scapia Co-Branded Credit Card is designed for those who love shopping, travel, and digital transactions. A collaboration between Federal Bank and Scapia, this credit card offers exciting benefits like unlimited airport lounge access, zero forex markup, and instant rewards. If you’re looking to enjoy premium perks with minimal federal bank credit card charges, this card is a smart choice.

With easy Federal Bank credit card online apply options, you can get your Federal Bank Scapia Credit Card in just a few steps and enjoy a seamless digital banking experience.

Key Features of Federal Bank Scapia Co-Branded Credit Card

  • Unlimited Domestic Airport Lounge Access – Travel in comfort with free lounge visits.
  • Zero Forex Markup – Save big on international transactions.
  • Instant Rewards – Earn Scapia coins on every spend, redeemable for travel and shopping.
  • Complimentary Travel Insurance – Added safety while you’re on the move.
  • Digital First Card – Access your card instantly via the Scapia app.

Benefits of Federal Bank Scapia Credit Card

  • Enjoy exclusive travel privileges at airports.
  • Save money with zero foreign currency markup.
  • Redeem Scapia coins for flights and hotel bookings.
  • Hassle-free digital management via Scapia app.
  • Low Federal Bank credit card charges compared to similar premium cards.

Federal Bank Scapia Credit Card Eligibility

To apply for this co-branded credit card, you must meet the following conditions:

  • Age: 21 to 60 years
  • Income: As per bank norms
  • Must have a stable income source (salaried or self-employed)
  • Must meet Federal Bank credit card eligibility guidelines
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Charges of Federal Bank Scapia Co-Branded Credit Card

Particulars

Charges / Details

Annual Fee

₹500 (waived on spending threshold)

Renewal Fee

₹500

Forex Markup Fee

Zero

Late Payment Fee

Up to ₹1,000 depending on bill amount

Cash Advance Fee

2.5% of amount withdrawn

How to Apply for Federal Bank Scapia Credit Card Online

You can easily apply for this card using the Federal Bank credit card online apply process:

  1. Visit the official Federal Bank website or Scapia app.
  2. Select the Federal Bank Scapia Co-Branded Credit Card.
  3. Fill in your details and upload KYC documents.
  4. Complete verification and get instant digital access to your card.

Customer Support for Scapia Credit Card

For any queries or issues, you can reach Scapia Credit Card customer care number through the Scapia app or Federal Bank’s helpline. The support team is available to assist with transactions, rewards, and card management.

The Federal Bank Scapia Co-Branded Credit Card is a perfect choice for frequent travelers and digital-first users. With unlimited lounge access, zero forex charges, and instant rewards, this card brings maximum value at minimal Federal Bank credit card charges.

If you want a premium lifestyle card with smart benefits, you should definitely consider applying through the Federal Bank credit card online apply process.

Which is the Best Federal Bank Credit Card?

The best Federal Bank Credit Card depends on your lifestyle—Imperio for shopping, Signet for beginners, and Scapia for travel rewards.

What is Federal Bank Credit Card RuPay?

Federal Bank Credit Card RuPay is a secure and rewarding card that offers domestic benefits like lounge access, cashback, and UPI-linked usage.

What is Federal Bank Credit Card Scapia?

Federal Bank Credit Card Scapia is a co-branded travel credit card offering lounge access, rewards, and exclusive Scapia travel deals.

How to reach Federal Bank Credit Card Customer Care?

You can call the Federal Bank Credit Card Customer Care helpline or use the official website for quick support.

How do I access Federal Bank Credit Card Login?

You can log in to your Federal Bank Credit Card account via the bank’s net banking or mobile app.

Can I do Federal Bank Credit Card online apply?

Yes, you can easily do Federal Bank Credit Card online apply through the official Federal Bank website.

How to do Federal Bank Credit Card apply offline?

Visit your nearest Federal Bank branch to apply for a credit card with the required documents.

How can I check my Federal Bank Credit Card status?

You can check your Federal Bank Credit Card status online through the official portal or by contacting customer care.

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About the author

Jasmeen Kaur

Passionate about helping you find the best credit cards to fit your lifestyle. I simplify complex card features, compare top options, and guide you to smart, rewarding choices on CardGrid.in. Here to make your financial journey smoother—one card at a time.

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