{"id":1453,"date":"2025-11-13T11:15:48","date_gmt":"2025-11-13T11:15:48","guid":{"rendered":"https:\/\/cardgrid.in\/blog\/?p=1453"},"modified":"2025-11-13T11:15:48","modified_gmt":"2025-11-13T11:15:48","slug":"scapia-credit-card-review","status":"publish","type":"post","link":"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/","title":{"rendered":"Scapia Credit Card Review : Fess, Benefits &#038; More May 2026"},"content":{"rendered":"<p class=\"p1\">The <b>Scapia Credit Card<\/b> is one of the most talked-about travel credit cards in India, launched in partnership with <b>Federal Bank<\/b>. Designed for young professionals and frequent travelers, this card offers exciting rewards, free airport lounge access, and zero forex markup on international transactions. In this <b>Scapia Credit Card Review<\/b>, we\u2019ll explore what makes it stand out \u2014 from seamless app-based management to instant cashback on every spend. The <b>Federal Bank Scapia Credit Card<\/b> combines modern convenience with travel-friendly features, making it a great choice for those who want to earn while they spend, both in India and abroad.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#Scapia_Credit_Card_Review_May_2026\" >Scapia Credit Card Review May 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#Scapia_Credit_Card_Fees_Charges_May_2026\" >Scapia Credit Card Fees &amp; Charges May 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#Scapia_Credit_Card_Lounge_Access_May_2026\" >Scapia Credit Card Lounge Access May 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#Is_the_Scapia_credit_card_stopped\" >Is the Scapia credit card stopped?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#What_is_the_Scapia_Credit_Card_eligibility\" >What is the Scapia Credit Card eligibility?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#How_can_I_apply_for_the_Scapia_credit_card\" >How can I apply for the Scapia credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#What_is_the_Scapia_credit_card_limit\" >What is the Scapia credit card limit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#What_are_the_Scapia_Credit_Card_charges\" >What are the Scapia Credit Card charges?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/#What_are_the_Federal_Bank_Scapia_Credit_Card_benefits\" >What are the Federal Bank Scapia Credit Card benefits?<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"Scapia_Credit_Card_Review_May_2026\"><\/span><span style=\"color: #000080;\"><b>Scapia Credit Card Review May 2026<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-1455 aligncenter\" src=\"https:\/\/cardgrid.s3.ap-south-1.amazonaws.com\/images\/2025\/11\/13111245\/Scapia-Credit-Card-Review--214x300.webp\" alt=\"Scapia Credit Card Review \" width=\"214\" height=\"300\" srcset=\"https:\/\/cardgrid.s3.ap-south-1.amazonaws.com\/images\/2025\/11\/13111245\/Scapia-Credit-Card-Review--214x300.webp 214w, https:\/\/cardgrid.s3.ap-south-1.amazonaws.com\/images\/2025\/11\/13111245\/Scapia-Credit-Card-Review-.webp 275w\" sizes=\"auto, (max-width: 214px) 100vw, 214px\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/www.paisabazaar.com\/federal-bank\/scapia-credit-card\/?utm_source=blog&#038;utm_medium=cardgrid&#038;utm_campaign=Scapia_credit_card_review&#038;utm_content=apply-now-cta\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>Scapia Credit Card<\/b>, issued in partnership with <b>Federal Bank<\/b>, is a refreshing addition for those who love to travel and shop online. It\u2019s designed for convenience, with zero forex markup and instant rewards that make every spend rewarding. Here\u2019s a quick review verdict based on real user experience and value factors:<\/p>\n<ol class=\"ol1\">\n<li class=\"li2\">The <b>Scapia credit card<\/b> is ideal for frequent travelers who want to save on international spends.<\/li>\n<li class=\"li2\">The <b>Federal Bank Scapia Credit Card<\/b> offers smooth app integration and easy expense tracking.<\/li>\n<li class=\"li2\">It stands out with <b>complimentary airport lounge access credit card<\/b> perks at select domestic terminals.<\/li>\n<li class=\"li2\">Reward redemption is simple \u2014 you can easily use Scapia coins for travel bookings.<\/li>\n<li class=\"li2\">The card is <b>lifetime free<\/b>, making it a budget-friendly choice for young professionals.<\/li>\n<li class=\"li2\">Customer support and app interface receive positive feedback for speed and simplicity.<\/li>\n<li class=\"li2\">The <b>Scapia card<\/b> lacks extensive premium travel benefits but excels in everyday utility.<\/li>\n<li class=\"li2\">Overall, this card provides great value for travelers seeking a <b>no-fee, reward-rich experience<\/b>.<\/li>\n<\/ol>\n<p style=\"text-align: center;\"><em><span style=\"text-decoration: underline;\"><strong>Don&#8217;t Miss This: <a href=\"https:\/\/cardgrid.in\/blog\/hsbc-visa-platinum-credit-card-review\/\">HSBC Visa Platinum Credit Card Review May 2026<\/a><\/strong><\/span><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Scapia_Credit_Card_Fees_Charges_May_2026\"><\/span><span style=\"color: #000080;\"><b>Scapia Credit Card Fees &amp; Charges May 2026<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p1\">Here\u2019s a clear breakdown of the key fees and charges you should know before applying for this card.<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><strong>Joining Fee \/ Annual Fee<\/strong>: \u20b90 \u2014 the card is <b>lifetime free<\/b>.<\/li>\n<li class=\"li1\"><strong>Foreign Exchange Mark-up Fee<\/strong>: 0% \u2014 no extra charge on international spends.<\/li>\n<li class=\"li1\"><strong>Cash Advance \/ ATM Withdrawal Fee<\/strong>: 2.5% of the amount withdrawn or \u20b9500 (whichever is higher).<\/li>\n<li class=\"li1\"><strong>Interest Rate (Revolving Credit)<\/strong>: 45% per annum (about 3.75% per month) from the date of transaction.<\/li>\n<li class=\"li1\"><strong>Late Payment Charges<\/strong>: From \u20b9100 to \u20b91,000 depending on the outstanding balance.<\/li>\n<\/ul>\n<p class=\"p1\">These transparent charges ensure you understand cost implications \u2014 making the Scapia card a good pick if you pay your bills on time and avoid cash withdrawals.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Scapia_Credit_Card_Lounge_Access_May_2026\"><\/span><span style=\"color: #000080;\"><b>Scapia Credit Card Lounge Access May 2026<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">The <b>Scapia Credit Card<\/b>, issued in partnership with Federal Bank, offers great value to frequent domestic travelers through its <b>complimentary airport lounge access credit card<\/b> feature. It combines travel convenience with reward benefits, making it a strong option for those who often fly within India.<\/p>\n<ol class=\"ol1\">\n<li class=\"li2\">The <b>Scapia credit card<\/b> offers <b>complimentary domestic lounge access<\/b> once you spend \u20b910,000 (Visa variant) or \u20b915,000 (RuPay variant) in the previous billing cycle.<\/li>\n<li class=\"li2\">After meeting the spend requirement, you get <b>unlimited domestic lounge access<\/b> for the next month at select Indian airports.<\/li>\n<li class=\"li2\">Lounge entry is available through a QR code generated on the <b>Scapia app<\/b>\u2014simply show it along with your boarding pass.<\/li>\n<li class=\"li2\">Currently, there is <b>no Scapia credit card international lounge access<\/b> \u2014 benefits are limited to domestic terminals.<\/li>\n<li class=\"li2\">The <b>Scapia credit card offers<\/b> also include 0% forex markup and no annual fee, making it ideal for frequent travelers within India.<\/li>\n<li class=\"li2\">As per <b>Scapia credit card details<\/b>, this feature adds extra comfort and savings while traveling domestically through airport lounges.<\/li>\n<\/ol>\n<p style=\"text-align: center;\"><em><span style=\"text-decoration: underline;\"><strong>Suggestive Read: <a href=\"https:\/\/cardgrid.in\/blog\/hdfc-tata-neu-credit-card-review\/\">HDFC Tata Neu Credit Card Review May 2026<\/a><\/strong><\/span><\/em><\/p>\n<h2 class=\"p2\"><span class=\"ez-toc-section\" id=\"Is_the_Scapia_credit_card_stopped\"><\/span><span style=\"color: #000080;\"><b>Is the Scapia credit card stopped?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">No, the Scapia credit card has not been stopped \u2014 it\u2019s actively available for new users through the Scapia app and Federal Bank.<\/p>\n<h2 class=\"p2\"><span class=\"ez-toc-section\" id=\"What_is_the_Scapia_Credit_Card_eligibility\"><\/span><span style=\"color: #000080;\"><b>What is the Scapia Credit Card eligibility?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">To be eligible for the Scapia credit card, you must be an Indian resident aged 21\u201360 years with a stable income and good credit score.<\/p>\n<h2 class=\"p2\"><span class=\"ez-toc-section\" id=\"How_can_I_apply_for_the_Scapia_credit_card\"><\/span><span style=\"color: #000080;\"><b>How can I apply for the Scapia credit card?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">You can easily apply for the Scapia credit card through the official Scapia app or the Federal Bank website in a few simple steps.<\/p>\n<h2 class=\"p2\"><span class=\"ez-toc-section\" id=\"What_is_the_Scapia_credit_card_limit\"><\/span><span style=\"color: #000080;\"><b>What is the Scapia credit card limit?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">The Scapia credit card limit depends on your credit profile, income, and Federal Bank\u2019s internal assessment.<\/p>\n<p style=\"text-align: center;\"><em><span style=\"text-decoration: underline;\"><strong>Also Read: <a href=\"https:\/\/cardgrid.in\/blog\/sbi-air-india-signature-card-review\/\">SBI Air India Signature Card Review, Benefits &amp; More 2026<\/a><\/strong><\/span><\/em><\/p>\n<h2 class=\"p2\"><span class=\"ez-toc-section\" id=\"What_are_the_Scapia_Credit_Card_charges\"><\/span><span style=\"color: #000080;\"><b>What are the Scapia Credit Card charges?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">The Scapia credit card comes with <b>no annual or joining fees<\/b>, and offers <b>0% forex markup<\/b>, making it one of the most affordable travel cards.<\/p>\n<h2 class=\"p2\"><span class=\"ez-toc-section\" id=\"What_are_the_Federal_Bank_Scapia_Credit_Card_benefits\"><\/span><span style=\"color: #000080;\"><b>What are the Federal Bank Scapia Credit Card benefits?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">The Federal Bank Scapia credit card offers <b>reward points on every purchase, free domestic lounge access, 0% forex charges<\/b>, and an easy-to-use app experience.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Scapia Credit Card is one of the most talked-about travel credit cards in India, launched in partnership with Federal Bank. Designed for young professionals and frequent travelers, this card offers exciting rewards, free airport lounge access, and zero forex markup on international transactions. In this Scapia Credit Card Review, we\u2019ll explore what makes it [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1456,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-1453","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-banking-saving-options"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Scapia Credit Card Review : Fess, Benefits &amp; More May 2026<\/title>\n<meta name=\"description\" content=\"Scapia Credit Card Review : Fess, Benefits &amp; More May 2026 | Ideal for frequent travelers - complimentary domestic lounge access\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cardgrid.in\/blog\/scapia-credit-card-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Scapia Credit Card Review : Fess, Benefits &amp; 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