{"id":1695,"date":"2026-01-13T08:37:21","date_gmt":"2026-01-13T08:37:21","guid":{"rendered":"https:\/\/cardgrid.in\/blog\/?p=1695"},"modified":"2026-01-22T05:52:56","modified_gmt":"2026-01-22T05:52:56","slug":"hdfc-multicurrency-forex-card-review","status":"publish","type":"post","link":"https:\/\/cardgrid.in\/blog\/hdfc-multicurrency-forex-card-review\/","title":{"rendered":"HDFC Multicurrency Forex Card Review 2026"},"content":{"rendered":"

The HDFC Multicurrency Forex Card<\/b> is a convenient and secure option for international travelers. This forex card<\/b> allows you to load multiple foreign currencies on a single card, making overseas spending simple and hassle-free. Issued by HDFC Bank<\/b>, the card is widely accepted at international stores, hotels, and ATMs. One major benefit of the HDFC Bank\u00a0forex card<\/b> is the ability to lock in HDFC Bank\u00a0forex rates<\/b> at the time of loading, helping you avoid exchange rate fluctuations. The HDFC\u00a0forex card<\/b> comes with chip-and-PIN security and can be easily managed online for balance checks and reloads, making it a smart choice for travelers and students abroad.<\/p>\n

HDFC Multicurrency Forex Card Charges 2026<\/b><\/span><\/h2>\n

Before using a HDFC Bank<\/b> forex card for international travel, it is important to understand the applicable fees. The HDFC\u00a0bank multi currency forex card<\/b> comes with certain charges related to card issuance, reloads, ATM withdrawals, and maintenance. Being aware of these hdfc forex card charges<\/b> helps you plan expenses better and avoid unexpected costs while spending abroad. Below is a simple overview of the common forex card charges HDFC<\/b> users should know.<\/p>\n\n\n\n\n\n\n\n\n\n
\n

Fee \/ Charge Type<\/b><\/p>\n<\/td>\n

\n

Charges<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

Card Issuance Fee<\/p>\n<\/td>\n

\n

\u20b9500 \u2013 \u20b91,000<\/p>\n<\/td>\n<\/tr>\n

\n

Reload Fee<\/p>\n<\/td>\n

\n

\u20b9200 \u2013 \u20b9300 per reload<\/p>\n<\/td>\n<\/tr>\n

\n

Forex Rate \/ Spread<\/p>\n<\/td>\n

\n

2.5% \u2013 3.5%<\/p>\n<\/td>\n<\/tr>\n

\n

ATM Cash Withdrawal<\/p>\n<\/td>\n

\n

2% \u2013 3% (minimum \u20b9200)<\/p>\n<\/td>\n<\/tr>\n

\n

Inactivity Fee<\/p>\n<\/td>\n

\n

\u20b9100 \u2013 \u20b9200 per month<\/p>\n<\/td>\n<\/tr>\n

\n

Replacement Card Fee<\/p>\n<\/td>\n

\n

\u20b9300 \u2013 \u20b9500<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

These charges apply to the multicurrency forex card HDFC<\/b>, including the HDFC Forex Plus Multi-Currency Card<\/b>. Actual HDFC Bank\u00a0forex card rates<\/b> and fees may vary, so it\u2019s always best to check with the bank before applying.<\/p>\n

Also Read: Scapia Credit Card Review : Fess, Benefits & More May 2026<\/a><\/strong><\/span><\/em><\/p>\n

HDFC Multicurrency Forex Card Lounge Access 2026<\/span><\/h2>\n