{"id":1774,"date":"2026-01-23T07:20:08","date_gmt":"2026-01-23T07:20:08","guid":{"rendered":"https:\/\/cardgrid.in\/blog\/?p=1774"},"modified":"2026-01-27T07:39:46","modified_gmt":"2026-01-27T07:39:46","slug":"sbi-pulse-credit-card","status":"publish","type":"post","link":"https:\/\/cardgrid.in\/blog\/sbi-pulse-credit-card\/","title":{"rendered":"SBI Pulse Credit Card Benefits, Limit & More 2026"},"content":{"rendered":"

The SBI Pulse Credit Card<\/b> is a lifestyle and wellness-focused credit card designed for people who value health, fitness, and everyday rewards. With the SBI Card Pulse<\/b>, you get complimentary health memberships, fitness-related benefits, and reward points on daily spends. The SBI Pulse<\/b>\u00a0credit card also offers accelerated rewards on dining, groceries, and online shopping, making it useful for regular expenses. Cardholders enjoy milestone benefits, welcome bonuses, and access to exclusive deals across partner platforms. The pulse credit card<\/b> comes with contactless payments, worldwide acceptance, and easy bill payments through the SBI Card app. Issued by State Bank of India, this card is ideal for those looking to combine wellness perks with smart spending benefits in one simple, easy-to-use credit card.<\/p>\n

\"SBI<\/p>\n

SBI Pulse Credit Card Benefits 2026<\/span><\/h2>\n

The SBI Pulse Credit Card<\/b> is a health-and-lifestyle focused card that gives real rewards on health, fitness, travel and everyday spends.<\/p>\n

\u2022 Welcome gift: Get a Noise ColorFit Pulse smartwatch<\/i> on joining (worth ~\u20b94,999\u2013\u20b97,999).
\n\u2022 Earn 10 reward points per \u20b9100<\/b> on chemist, pharmacy, dining, sports & movie spends.
\n\u2022 Earn 2 reward points per \u20b9100<\/b> on all other spends.
\n\u2022 Complimentary 1-year FITPASS PRO<\/b> & Netmeds First<\/b> health memberships every year.
\n\u2022 Annual fee waiver when you spend \u20b92,00,000 in a year.
\n\u2022 \u20b91,500 e-voucher<\/b> on annual spends of \u20b94,00,000.
\n\u2022 Up to 8 domestic airport lounge visits<\/b> per year.
\n\u2022 1% fuel surcharge waiver on fuel transactions from \u20b9500\u2013\u20b94,000.
\n\u2022 Fraud liability insurance benefit.<\/p>\n

These are the top SBI Pulse\u00a0card benefits<\/b> users look for before applying.<\/p>\n

Also Read: Best SBI Credit Card For Online Shopping 2026<\/a><\/strong><\/span><\/em><\/p>\n

SBI Pulse Credit Card Charges 2026<\/span><\/h2>\n

The sbi pulse credit card<\/b> (also known as sbi card pulse<\/b>) comes with fixed charges for joining, renewal and other services. Users should know these costs to plan their spending and benefits use.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
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SBI Pulse Credit Card Charges<\/b><\/p>\n<\/td>\n

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Amount \/ Detail<\/b><\/p>\n<\/td>\n<\/tr>\n

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SBI Pulse Credit Card joining fee<\/b><\/p>\n<\/td>\n

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\u20b91,499 + GST (one-time)<\/p>\n<\/td>\n<\/tr>\n

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SBI Pulse Credit Card Annual Fee<\/b><\/p>\n<\/td>\n

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\u20b91,499 + GST (renewal yearly)<\/p>\n<\/td>\n<\/tr>\n

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Annual fee waiver condition<\/b><\/p>\n<\/td>\n

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Waived if spends \u2265 \u20b92,00,000 in previous year<\/p>\n<\/td>\n<\/tr>\n

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Finance\/Interest Charges<\/b><\/p>\n<\/td>\n

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~3.50% per month (~42% p.a.)<\/p>\n<\/td>\n<\/tr>\n

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Cash advance fee<\/b><\/p>\n<\/td>\n

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2.5% or \u20b9500 (whichever higher)<\/p>\n<\/td>\n<\/tr>\n

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Reward redemption fee<\/b><\/p>\n<\/td>\n

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\u20b999 per redemption<\/p>\n<\/td>\n<\/tr>\n

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Late payment charges<\/b><\/p>\n<\/td>\n

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\u20b90\u2013\u20b91,300 based on overdue amount<\/p>\n<\/td>\n<\/tr>\n

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Foreign currency transaction<\/b><\/p>\n<\/td>\n

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3.50% of transaction amount<\/p>\n<\/td>\n<\/tr>\n

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Other service fees<\/b><\/p>\n<\/td>\n

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Card replacement, overlimit, etc. as per SBI terms<\/p>\n<\/td>\n<\/tr>\n

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SBI Pulse Credit Card Minimum Limit (approx.)<\/b><\/p>\n<\/td>\n

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~\u20b940,000 (varies by profile)<\/p>\n<\/td>\n<\/tr>\n

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SBI Pulse Credit Card Maximum Limit (approx.)<\/b><\/p>\n<\/td>\n

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Up to \u20b910,00,000 (varies by eligibility)<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

SBI Pulse Card Eligibility 2026<\/span><\/h2>\n

Before applying for the SBI Pulse\u00a0credit card<\/b> (also called SBI Card Pulse<\/b> or simply SBI\u00a0pulse<\/b>), you should know the exact criteria banks check to approve your application, from age and income to credit history and residency. These help determine whether you qualify for this popular pulse credit card SBI<\/b>.<\/p>\n