﻿{"id":257,"date":"2025-07-18T12:12:51","date_gmt":"2025-07-18T12:12:51","guid":{"rendered":"https:\/\/blog.cardgrid.in\/blog\/?p=257"},"modified":"2025-07-18T14:34:57","modified_gmt":"2025-07-18T14:34:57","slug":"union-bank-of-india-saving-account","status":"publish","type":"post","link":"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/","title":{"rendered":"Union Bank Of India Saving Account &#8211; Interest Rate &#038; More"},"content":{"rendered":"<p class=\"p1\">A savings account is more than just a place to keep your money\u2014it&#8217;s your first step toward financial planning. The <b>Union Bank of India saving account<\/b> is a trusted option for those looking to save smartly with the convenience of modern banking. Backed by one of India\u2019s leading public sector banks, it offers safety, accessibility, and features tailored for everyday banking needs.<\/p>\n<p class=\"p1\">Whether you want to start with a basic <b>Union Bank zero balance account<\/b> or a premium savings plan, Union Bank offers flexibility for everyone. The <b>Union Bank saving account opening<\/b> process is simple and can be done online or by visiting a nearby branch. With low charges and a reasonable <b>Union Bank of India savings account minimum balance<\/b> requirement, it&#8217;s suitable for both beginners and experienced savers.<\/p>\n<p class=\"p1\">If you\u2019re looking for a reliable <b>Union Bank account<\/b> that fits your lifestyle, Union Bank\u2019s savings options are worth exploring.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#Types_of_Union_Bank_Savings_Accounts\" >Types of Union Bank Savings Accounts<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#1_Regular_Savings_Account\" >1. Regular Savings Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#2_Union_Digital_Savings_Account\" >2. Union Digital Savings Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#3_Basic_Savings_Bank_Deposit_Account_BSBDA\" >3. Basic Savings Bank Deposit Account (BSBDA)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#4_Savings_Account_for_Minors_Students\" >4. Savings Account for Minors \/ Students<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#5_Savings_Account_for_Senior_Citizens\" >5. Savings Account for Senior Citizens<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#May_2026_Union_Bank_of_India_Savings_Account_Interest_Rate\" >May 2026 Union Bank of India Savings Account Interest Rate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#Union_Bank_of_India_Saving_Account_Eligibility_Criteria\" >Union Bank of India Saving Account Eligibility Criteria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#Union_Bank_of_India_Saving_Account_Documents_Required\" >Union Bank of India Saving Account Documents Required<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#How_to_Open_a_Union_Bank_of_India_Saving_Account\" >How to Open a Union Bank of India Saving Account?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#Online_Process_Union_Bank_New_Account_Opening_Online\" >Online Process (Union Bank New Account Opening Online)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#Offline_Process\" >Offline Process<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#Union_Bank_of_India_Savings_Account_Charges_Fees_May_2026\" >Union Bank of India Savings Account Charges &amp; Fees May 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#What_is_the_minimum_balance_of_Union_Bank_of_India_savings_account\" >What is the minimum balance of Union Bank of India savings account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#What_is_the_Union_Bank_of_India_savings_account_interest_rate\" >What is the Union Bank of India savings account interest rate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#What_is_the_Union_Bank_of_India_savings_account_limit\" >What is the Union Bank of India savings account limit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#Trending_Credit_Cards_In_India_July_2025\" >Trending Credit Cards In India July 2025<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#HDFC_Bank_Pixel_Play_Credit_Card\" >HDFC Bank Pixel Play Credit Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#SBI_Prime_Credit_Card\" >SBI Prime Credit Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#AU_LIT_Credit_Card\" >AU LIT Credit Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/#Explore_All_Credit_Cards\" >Explore All Credit Cards<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<h2 class=\"p1\"><span class=\"ez-toc-section\" id=\"Types_of_Union_Bank_Savings_Accounts\"><\/span><span style=\"color: #000080;\"><b>Types of Union Bank Savings Accounts<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">Union Bank of India offers various types of savings accounts to cater to the needs of every customer. Whether you&#8217;re looking for digital convenience or a zero balance facility, there&#8217;s a <b>Union Bank account<\/b> for everyone.<\/p>\n<h3 class=\"p2\"><span class=\"ez-toc-section\" id=\"1_Regular_Savings_Account\"><\/span><span style=\"color: #000080;\"><b>1. Regular Savings Account<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"p2\">A standard account designed for everyday banking needs.<\/p>\n<p class=\"p2\"><b>Key Features:<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Suitable for salaried individuals and general users<\/li>\n<li class=\"li2\">Access to ATM\/debit card, internet &amp; mobile banking<\/li>\n<li class=\"li2\">Attractive <b>Union Bank savings account interest rate<\/b><\/li>\n<li class=\"li2\"><b>Minimum balance in Union Bank of India<\/b> varies by location (urban, semi-urban, rural)<\/li>\n<li class=\"li2\">Non-maintenance may lead to <b>Union Bank minimum balance charge<\/b><\/li>\n<\/ul>\n<h3 class=\"p2\"><span class=\"ez-toc-section\" id=\"2_Union_Digital_Savings_Account\"><\/span><span style=\"color: #000080;\"><b>2. Union Digital Savings Account<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"p2\">An account designed for those who prefer banking online.<\/p>\n<p class=\"p2\"><b>Key Features:<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Easy <b>Union Bank of India account opening online<\/b> process<\/li>\n<li class=\"li2\">Ideal for tech-savvy users and frequent mobile banking customers<\/li>\n<li class=\"li2\">No need to visit the branch for <b>UBI account opening<\/b><\/li>\n<li class=\"li2\">Supports digital KYC<\/li>\n<li class=\"li2\">Some variants offer zero balance features<\/li>\n<\/ul>\n<h3 class=\"p2\"><span class=\"ez-toc-section\" id=\"3_Basic_Savings_Bank_Deposit_Account_BSBDA\"><\/span><span style=\"color: #000080;\"><b>3. Basic Savings Bank Deposit Account (BSBDA)<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"p2\">A financial inclusion initiative with no balance requirement.<\/p>\n<p class=\"p2\"><b>Key Features:<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Perfect <b>Union Bank zero balance account<\/b><\/li>\n<li class=\"li2\">No <b>Union Bank minimum balance charge<\/b><\/li>\n<li class=\"li2\">Comes with a free RuPay debit card<\/li>\n<li class=\"li2\">Limited number of withdrawals per month<\/li>\n<li class=\"li2\">Suitable for low-income groups and beginners<\/li>\n<\/ul>\n<h3 class=\"p2\"><span class=\"ez-toc-section\" id=\"4_Savings_Account_for_Minors_Students\"><\/span><span style=\"color: #000080;\"><b>4. Savings Account for Minors \/ Students<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"p2\">Designed for students and young account holders.<\/p>\n<p class=\"p2\"><b>Key Features:<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Can be opened jointly with a guardian<\/li>\n<li class=\"li2\">Low or zero <b>minimum balance in UBI savings account<\/b><\/li>\n<li class=\"li2\">Limited transaction limits to promote saving habits<\/li>\n<li class=\"li2\">Access to passbook and debit card facilities<\/li>\n<li class=\"li2\">Encourages early financial literacy<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><span style=\"text-decoration: underline;\"><strong>Also Read: <a href=\"https:\/\/cardgrid.in\/blog\/sbi-saving-account\/\">SBI Saving Account \u2013 Interest Rate, Minimum Balance &amp; More 2026<\/a><\/strong><\/span><\/em><\/p>\n<h3 class=\"p2\"><span class=\"ez-toc-section\" id=\"5_Savings_Account_for_Senior_Citizens\"><\/span><span style=\"color: #000080;\"><b>5. Savings Account for Senior Citizens<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"p2\">Special account for individuals aged 60 and above.<\/p>\n<p class=\"p2\"><b>Key Features:<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Higher <b>Union Bank savings account interest rate<\/b><\/li>\n<li class=\"li2\">Priority service at branches<\/li>\n<li class=\"li2\">Free cheque book and relaxed balance rules<\/li>\n<li class=\"li2\">Concessions on certain banking charges<\/li>\n<li class=\"li2\">Safe and accessible with both online and offline support<\/li>\n<\/ul>\n<p class=\"p2\">Whichever account suits your lifestyle, <b>Union Bank new account opening online<\/b> makes it easy and quick to get started. Before applying, do check the <b>minimum balance in Union Bank of India<\/b> for your chosen account to avoid unnecessary charges.<\/p>\n<h2 class=\"p2\"><span class=\"ez-toc-section\" id=\"May_2026_Union_Bank_of_India_Savings_Account_Interest_Rate\"><\/span><span style=\"color: #000080;\"><b>May 2026 Union Bank of India Savings Account Interest Rate<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p3\">A <b>Union Bank of India saving account<\/b> is a safe and convenient way to manage your money while earning interest on your balance. Whether you&#8217;re a salaried professional, a student, or a senior citizen, Union Bank offers various savings account options to suit your needs.<\/p>\n<p class=\"p3\">The <b>Union Bank savings account<\/b> offers competitive interest rates based on your account balance. With easy <b>Union Bank account<\/b> access through online and mobile banking, and a smooth <b>Union Bank saving account opening<\/b> process, it&#8217;s a reliable choice for customers across India.<\/p>\n<p class=\"p3\">If you&#8217;re planning for a <b>Union Bank of India account opening<\/b>, here\u2019s a detailed table showing interest rates across different savings accounts and balance slabs.<\/p>\n<table class=\"t1\" style=\"height: 337px;\" width=\"752\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Savings Account Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Interest Rate (p.a.)<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Regular Savings Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.75% \u2013 3.40%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Union Digital Savings Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.75% \u2013 2.90%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Basic Savings Bank Deposit Account (BSBDA)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.75%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Senior Citizen Savings Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.75%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Minor\/Student Savings Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.75%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"p2\"><b>Important Notes:<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li3\">Interest is calculated on a <b>daily balance basis<\/b> and paid quarterly.<\/li>\n<li class=\"li3\">The above interest rates are applicable across all <b>Union Bank accounts<\/b>, unless otherwise stated.<\/li>\n<li class=\"li3\">For the latest updates, always refer to the official bank website before proceeding with your <b>Union Bank of India account opening<\/b>.<\/li>\n<li class=\"li3\">The <b>Union Bank new account opening online<\/b> process is simple, quick, and paperless for most account types.<\/li>\n<\/ul>\n<h2 class=\"p1\"><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Saving_Account_Eligibility_Criteria\"><\/span><span style=\"color: #000080;\"><b>Union Bank of India Saving Account Eligibility Criteria<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">To open a <b>Union Bank of India saving account<\/b>, whether it&#8217;s a regular account or a <b>Union Bank zero balance account<\/b>, you must meet some basic eligibility requirements. The bank ensures that its accounts are accessible to a wide range of individuals, including students, salaried employees, homemakers, and senior citizens.<\/p>\n<p class=\"p2\">Here\u2019s who can apply for <b>UBI account opening<\/b>:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Indian residents (individuals or jointly)<\/li>\n<li class=\"li2\">Minors above 10 years of age (with or without a guardian)<\/li>\n<li class=\"li2\">Senior citizens (60 years and above)<\/li>\n<li class=\"li2\">Students and low-income individuals (eligible for <b>Union Bank zero balance account<\/b>)<\/li>\n<li class=\"li2\">Hindu Undivided Families (HUFs)<\/li>\n<\/ul>\n<p class=\"p2\">For most accounts, the <b>Union Bank of India account opening online<\/b> option is available, making the process convenient and paperless.<\/p>\n<p class=\"p2\">Keep in mind that the <b>Union Bank of India savings account minimum balance<\/b> may vary based on the type of account and your location. If you want to avoid charges, always check the <b>minimum balance in UBI savings account<\/b> or look for a zero balance option.<\/p>\n<p style=\"text-align: center;\"><em><span style=\"text-decoration: underline;\"><strong>Suggestive Read: <a href=\"https:\/\/cardgrid.in\/blog\/minimum-balance-for-savings-account\/\">Minimum Balance For Savings Account May 2026<\/a><\/strong><\/span><\/em><\/p>\n<h2 class=\"p1\"><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Saving_Account_Documents_Required\"><\/span><span style=\"color: #000080;\"><b>Union Bank of India Saving Account Documents Required<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">To complete your <b>Union Bank of India account opening online<\/b> or offline, you\u2019ll need to provide standard KYC documents. These documents help verify your identity and address.<\/p>\n<p class=\"p2\">Here\u2019s the list of documents required for opening a <b>Union Bank account<\/b>:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Proof of Identity<\/b> (any one):\n<ul class=\"ul1\">\n<li class=\"li2\">Aadhaar Card<\/li>\n<li class=\"li2\">PAN Card<\/li>\n<li class=\"li2\">Passport<\/li>\n<li class=\"li2\">Voter ID<\/li>\n<li class=\"li2\">Driving License<\/li>\n<\/ul>\n<\/li>\n<li class=\"li2\"><b>Proof of Address<\/b> (any one):\n<ul class=\"ul1\">\n<li class=\"li2\">Aadhaar Card<\/li>\n<li class=\"li2\">Electricity or Telephone Bill (recent)<\/li>\n<li class=\"li2\">Passport<\/li>\n<li class=\"li2\">Ration Card<\/li>\n<\/ul>\n<\/li>\n<li class=\"li2\"><b>Recent Passport-sized Photographs<\/b> (usually 1\u20132 copies)<\/li>\n<li class=\"li2\"><b>PAN Card<\/b> or <b>Form 60<\/b> (if PAN is not available)<\/li>\n<\/ul>\n<p class=\"p2\">For minors, students, or senior citizens, additional supporting documents may be required, depending on the account type. If you&#8217;re applying for a <b>Union Bank zero balance account<\/b>, simplified documentation may be accepted under the Basic Savings Bank Deposit Account (BSBDA) scheme.<\/p>\n<p class=\"p2\">Also, don\u2019t forget to check the <b>minimum balance in Union Bank of India<\/b> if you&#8217;re not going for a zero balance account. Some savings accounts may have a <b>Union Bank of India saving account minimum balance<\/b> requirement to avoid penalty charges.<\/p>\n<h2 class=\"p1\"><span class=\"ez-toc-section\" id=\"How_to_Open_a_Union_Bank_of_India_Saving_Account\"><\/span><span style=\"color: #000080;\"><b>How to Open a Union Bank of India Saving Account?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p2\">Opening a <b>Union Bank of India saving account<\/b> is a quick and simple process. Whether you&#8217;re looking for a regular savings option or a <b>Union Bank zero balance account<\/b>, the bank offers multiple choices for every type of customer. You can open the account both online and offline, depending on your convenience.<\/p>\n<h3 class=\"p3\"><span class=\"ez-toc-section\" id=\"Online_Process_Union_Bank_New_Account_Opening_Online\"><\/span><span style=\"color: #000080;\"><b>Online Process (Union Bank New Account Opening Online)<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol class=\"ol1\">\n<li class=\"li4\"><span class=\"s1\">Visit the official <span class=\"s2\">Union Bank of India website<\/span>.<\/span><\/li>\n<li class=\"li2\">Click on <b>\u2018Open Savings Account\u2019<\/b> or <b>\u2018Apply Now\u2019<\/b>.<\/li>\n<li class=\"li2\">Select your preferred account type \u2013 regular, premium, or zero balance account.<\/li>\n<li class=\"li2\">Fill out the digital form with your personal and KYC details.<\/li>\n<li class=\"li2\">Upload scanned copies of documents like Aadhaar, PAN, photo, etc.<\/li>\n<li class=\"li2\">Submit the form and wait for verification.<\/li>\n<li class=\"li2\">Once verified, your <b>Union Bank account<\/b> will be activated and account details will be shared via SMS or email.<\/li>\n<\/ol>\n<h3 class=\"p3\"><span class=\"ez-toc-section\" id=\"Offline_Process\"><\/span><span style=\"color: #000080;\"><b>Offline Process<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol class=\"ol1\">\n<li class=\"li2\">Visit your nearest <b>Union Bank of India branch<\/b>.<\/li>\n<li class=\"li2\">Ask for the <b>Savings Account opening form<\/b>.<\/li>\n<li class=\"li2\">Fill in the required details and attach photocopies of necessary documents.<\/li>\n<li class=\"li2\">Submit the form along with your initial deposit amount (if applicable).<\/li>\n<li class=\"li2\">After processing, the bank will issue your passbook and ATM card.<\/li>\n<\/ol>\n<p class=\"p3\"><b>Things to Know:<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Union Bank savings account interest rate<\/b> varies between 2.75% and 3.00%, depending on the balance maintained.<\/li>\n<li class=\"li2\">Be aware of <b>Union Bank minimum balance charges<\/b> if you fail to maintain the required balance.<\/li>\n<li class=\"li2\">For a <b>Union Bank of India current account minimum balance<\/b>, different rules apply depending on the account type and location (urban\/rural).<\/li>\n<li class=\"li2\">Most <b>Union Bank accounts<\/b> offer mobile and internet banking facilities.<\/li>\n<\/ul>\n<p class=\"p2\">Whether you&#8217;re a student, salaried professional, or senior citizen, Union Bank offers account options tailored to your needs. Plus, with the ease of online application, <b>UBI account opening<\/b> has never been more convenient.<\/p>\n<p style=\"text-align: center;\"><em><span style=\"text-decoration: underline;\"><strong>Don&#8217;t Miss This: <a href=\"https:\/\/cardgrid.in\/blog\/best-0-apr-credit-cards-in-india\/\">Best 0 APR Credit Cards In India May 2026<\/a><\/strong><\/span><\/em><\/p>\n<h2 class=\"p1\"><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Savings_Account_Charges_Fees_May_2026\"><\/span><span style=\"color: #000080;\"><b>Union Bank of India Savings Account Charges &amp; Fees May 2026<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p1\">Understanding the <b>charges and fees<\/b> associated with your <b>Union Bank savings account<\/b> is essential to managing your money smartly. Each type of account has a different minimum balance requirement, and if not maintained, certain penalties may apply. Here&#8217;s a quick look at the charges for different Union Bank accounts.<\/p>\n<table class=\"t1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p3\"><b>Account Name<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p3\"><b>Minimum Balance Requirement<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p3\"><b>Minimum Balance Charges<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Regular Savings Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b9500 \u2013 \u20b91,000 (based on branch location)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b9100 + GST (if balance falls below limit)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Basic Savings Bank Deposit Account (BSBDA)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Zero Balance<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>No charges<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Union Digital Savings Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Zero Balance<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>No charges<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Union Classic Savings Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b95,000 \u2013 \u20b915,000 (depending on city type)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b9250 + GST (urban) if balance not maintained<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Union Platinum Savings Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b91,00,000<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b9500 + GST<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Union Mahila Plus Account (for women)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b91,000<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b9100 + GST<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Union Bank of India Current Account<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b95,000 \u2013 \u20b925,000 (based on account type)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b9500 + GST if non-maintenance<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 class=\"p1\"><span class=\"ez-toc-section\" id=\"What_is_the_minimum_balance_of_Union_Bank_of_India_savings_account\"><\/span><span style=\"color: #000080;\"><b>What is the minimum balance of Union Bank of India savings account?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p1\">The minimum balance for a Union Bank of India savings account varies from \u20b9500 to \u20b91,000 depending on the account type and location.<\/p>\n<h2 class=\"p1\"><span class=\"ez-toc-section\" id=\"What_is_the_Union_Bank_of_India_savings_account_interest_rate\"><\/span><span style=\"color: #000080;\"><b>What is the Union Bank of India savings account interest rate?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p1\">The Union Bank of India savings account interest rate ranges from <b>2.75% to 3.40%<\/b> per annum based on the deposit amount.<\/p>\n<h2 class=\"p1\"><span class=\"ez-toc-section\" id=\"What_is_the_Union_Bank_of_India_savings_account_limit\"><\/span><span style=\"color: #000080;\"><b>What is the Union Bank of India savings account limit?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"p1\">There is no maximum deposit limit for most savings accounts, but withdrawal and transaction limits may apply depending on the account type.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-family: Arial, sans-serif; margin-bottom: 16px;\"><span class=\"ez-toc-section\" id=\"Trending_Credit_Cards_In_India_July_2025\"><\/span><span style=\"color: #000080;\">Trending Credit Cards In India July 2025<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"overflow-x: auto; -webkit-overflow-scrolling: touch; padding-bottom: 10px;\">\n<div style=\"display: flex; gap: 20px; min-width: max-content;\">\n<p><!-- Card 1 --><\/p>\n<div style=\"width: 300px; border: 1px solid #ddd; border-radius: 12px; overflow: hidden; background: #fff; flex-shrink: 0;\"><a style=\"text-decoration: none; color: inherit; display: block;\" href=\"https:\/\/cardgrid.in\/credit-card\/hdfc-bank-pixel-play-credit-card\"><br \/>\n<img decoding=\"async\" style=\"width: 100%; height: 180px; object-fit: cover;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/07\/HDFC-Bank-Pixel-Play-Credit-Card.webp\" alt=\"HDFC Millennia Credit Card\" \/><br \/>\n<\/a><\/p>\n<div style=\"padding: 16px;\">\n<h3 style=\"font-size: 18px; line-height: 1.4; font-family: Arial, sans-serif; font-weight: bold;\"><span class=\"ez-toc-section\" id=\"HDFC_Bank_Pixel_Play_Credit_Card\"><\/span>HDFC Bank Pixel Play Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<p><!-- Card 2 --><\/p>\n<div style=\"width: 300px; border: 1px solid #ddd; border-radius: 12px; overflow: hidden; background: #fff; flex-shrink: 0;\"><a style=\"text-decoration: none; color: inherit; display: block;\" href=\"https:\/\/cardgrid.in\/credit-card\/sbi-prime-credit-card\"><br \/>\n<img decoding=\"async\" style=\"width: 100%; height: 180px; object-fit: cover;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/07\/SBI-Prime-Credit-Card.jpg\" alt=\"SBI Prime Credit Card\" \/><br \/>\n<\/a><\/p>\n<div style=\"padding: 16px;\">\n<h3 style=\"font-size: 18px; line-height: 1.4; font-family: Arial, sans-serif; font-weight: bold;\"><span class=\"ez-toc-section\" id=\"SBI_Prime_Credit_Card\"><\/span>SBI Prime Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<p><!-- Card 3 --><\/p>\n<div style=\"width: 300px; border: 1px solid #ddd; border-radius: 12px; overflow: hidden; background: #fff; flex-shrink: 0;\"><a style=\"text-decoration: none; color: inherit; display: block;\" href=\"https:\/\/cardgrid.in\/credit-card\/au-lit-credit-card\"><br \/>\n<img decoding=\"async\" style=\"width: 100%; height: 180px; object-fit: cover;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/07\/AU-LIT-Credit-Card.webp\" alt=\"BPCL SBI Credit Card Octane\" \/><br \/>\n<\/a><\/p>\n<div style=\"padding: 16px;\">\n<h3 style=\"font-size: 18px; line-height: 1.4; font-family: Arial, sans-serif; font-weight: bold;\"><span class=\"ez-toc-section\" id=\"AU_LIT_Credit_Card\"><\/span>AU LIT Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<p><!-- Card 4: Explore More --><\/p>\n<div style=\"width: 300px; border: 1px solid #ddd; border-radius: 12px; overflow: hidden; background: #f9f9f9; display: flex; align-items: center; justify-content: center; flex-direction: column; padding: 20px; flex-shrink: 0;\">\n<div style=\"text-align: center;\">\n<h3 style=\"font-size: 18px; font-family: Arial, sans-serif; margin-bottom: 10px; color: #000080;\"><span class=\"ez-toc-section\" id=\"Explore_All_Credit_Cards\"><\/span>Explore All Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a style=\"display: inline-block; padding: 10px 16px; background: #000080; color: #fff; border-radius: 6px; font-family: Arial, sans-serif; text-decoration: none;\" href=\"https:\/\/cardgrid.in\/\">View All<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A savings account is more than just a place to keep your money\u2014it&#8217;s your first step toward financial planning. The Union Bank of India saving account is a trusted option for those looking to save smartly with the convenience of modern banking. Backed by one of India\u2019s leading public sector banks, it offers safety, accessibility, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":263,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-banking-saving-options"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Union Bank Of India Saving Account - Interest Rate &amp; More<\/title>\n<meta name=\"description\" content=\"Union Bank Of India Saving Account - Interest Rate &amp; More | Union bank of india saving account opening online |\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cardgrid.in\/blog\/union-bank-of-india-saving-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Union Bank Of India Saving Account - Interest Rate &amp; 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