{"id":561,"date":"2025-08-03T12:50:33","date_gmt":"2025-08-03T12:50:33","guid":{"rendered":"https:\/\/cardgrid.in\/blog\/?p=561"},"modified":"2025-08-05T05:11:21","modified_gmt":"2025-08-05T05:11:21","slug":"top-10-best-secured-credit-cards-in-india","status":"publish","type":"post","link":"https:\/\/cardgrid.in\/blog\/top-10-best-secured-credit-cards-in-india\/","title":{"rendered":"Top 10 Best Secured Credit Cards In India May 2026"},"content":{"rendered":"

Looking to build your credit score or get a credit card without income proof? Secured credit cards in India<\/b> are a smart solution. Backed by a fixed deposit, these cards offer all the benefits of regular credit cards while helping you develop a strong credit history. Whether you’re a student, a first-time user, or someone with a low CIBIL score, the best secured credit cards<\/b> give you a second chance to prove your creditworthiness. In this blog, we\u2019ll explore the best secured credit card in India<\/b> that offer great rewards, low fees, and flexible features. If you’re searching for the best secured credit card India<\/b> has to offer, you’re in the right place.<\/p>\n

Top 10 Best Secured Credit Cards In India May 2026<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Card Name<\/strong><\/th>\nWhy It’s Secured (4\u20135 words)<\/strong><\/th>\nExplore<\/strong><\/th>\n<\/tr>\n<\/thead>\n
SBI Card Unnati<\/td>\nLinked to fixed deposit<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
IDFC FIRST WOW! Credit Card<\/td>\nFD-based zero annual fee<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
Kotak 811 #DreamDifferent Credit Card<\/td>\nCard against fixed deposit<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
ICICI Bank Instant Platinum Credit Card<\/td>\nSecured via ICICI FD<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
Axis Bank Insta Easy Credit Card<\/td>\nBased on Axis Bank FD<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
Suryoday RuPay Platinum Secured Credit Card<\/td>\nCredit card against FD<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
SBI Advantage Plus Credit Card<\/td>\nBacked by fixed deposit<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
Bank of Baroda Prime Credit Card<\/td>\nIssued against your FD<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
IDBI Imperium Platinum Credit Card<\/td>\nSecured with IDBI Bank FD<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n
AU Bank Altura Plus Credit Card (Secured)<\/td>\nFD-based easy approval<\/td>\nExplore More!<\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

1. SBI Card Unnati<\/b><\/span><\/h3>\n

\"secured<\/p>\n

Apply Now!<\/span><\/a>\n

When it comes to the best secured credit card<\/b> options in India, the SBI Card Unnati<\/b> stands out for its simplicity and benefits. Designed especially for beginners and those with no or low credit score, this card is issued against a fixed deposit, making it one of the good secured credit cards<\/b> for building or rebuilding your credit profile.<\/p>\n

What makes SBI Card Unnati unique is that it comes with no annual fee for the first four years<\/b>, which is rare among secured credit cards<\/b>. You can get this card by opening a fixed deposit of just \u20b925,000 at any SBI branch. Once issued, it works just like a regular credit card, giving you access to cashless payments, online transactions, and reward points.<\/p>\n

Key Features<\/b><\/span><\/p>\n