{"id":697,"date":"2025-08-09T13:39:12","date_gmt":"2025-08-09T13:39:12","guid":{"rendered":"https:\/\/cardgrid.in\/blog\/?p=697"},"modified":"2025-08-09T13:48:49","modified_gmt":"2025-08-09T13:48:49","slug":"credit-cards-with-low-interest-rates","status":"publish","type":"post","link":"https:\/\/cardgrid.in\/blog\/credit-cards-with-low-interest-rates\/","title":{"rendered":"Top 10 Credit Cards With Low Interest Rates In India May 2026"},"content":{"rendered":"<p class=\"p1\">Looking for <b>low interest rate credit cards<\/b> that won\u2019t burn a hole in your pocket? A good credit card should offer more than just rewards \u2013 it should also help you save on interest charges. With <b>credit cards low interest rate<\/b> options, you can manage your payments better and reduce the cost of borrowing. Whether you want <b>credit cards low interest<\/b> for balance transfers or daily spending, there are plenty of choices that combine savings with benefits. In this guide, we\u2019ll explore the <b>best credit cards lowest interest<\/b> available in India so you can pick the <b>best low interest credit cards<\/b> that match your needs and spending habits.<\/p>\n<h2><span style=\"color: #000080;\">Top 10 Credit Cards With Low Interest Rates In India May 2026<\/span><\/h2>\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 319px;\" width=\"702\" data-start=\"127\" data-end=\"732\">\n<thead data-start=\"127\" data-end=\"179\">\n<tr data-start=\"127\" data-end=\"179\">\n<th data-start=\"127\" data-end=\"146\" data-col-size=\"sm\"><span style=\"color: #000080;\">Credit Cards With Low Interest Rates In India<\/span><\/th>\n<th data-start=\"146\" data-end=\"179\" data-col-size=\"sm\"><span style=\"color: #000080;\">Low Interest Rate (per month)<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"232\" data-end=\"732\">\n<tr data-start=\"232\" data-end=\"281\">\n<td data-start=\"232\" data-end=\"264\" data-col-size=\"sm\">IDFC FIRST Wealth Credit Card<\/td>\n<td data-start=\"264\" data-end=\"281\" data-col-size=\"sm\">0.75% \u2013 0.90%<\/td>\n<\/tr>\n<tr data-start=\"282\" data-end=\"340\">\n<td data-start=\"282\" data-end=\"323\" data-col-size=\"sm\">Axis Bank Burgundy Private Credit Card<\/td>\n<td data-start=\"323\" data-end=\"340\" data-col-size=\"sm\">0.75% \u2013 0.99%<\/td>\n<\/tr>\n<tr data-start=\"341\" data-end=\"391\">\n<td data-start=\"341\" data-end=\"382\" data-col-size=\"sm\">HDFC Infinia Credit Card Metal Edition<\/td>\n<td data-start=\"382\" data-end=\"391\" data-col-size=\"sm\">0.99%<\/td>\n<\/tr>\n<tr data-start=\"392\" data-end=\"438\">\n<td data-start=\"392\" data-end=\"429\" data-col-size=\"sm\">HDFC Diners Club Black Credit Card<\/td>\n<td data-col-size=\"sm\" data-start=\"429\" data-end=\"438\">0.99%<\/td>\n<\/tr>\n<tr data-start=\"439\" data-end=\"482\">\n<td data-start=\"439\" data-end=\"465\" data-col-size=\"sm\">Axis Magnus Credit Card<\/td>\n<td data-start=\"465\" data-end=\"482\" data-col-size=\"sm\">0.75% \u2013 0.99%<\/td>\n<\/tr>\n<tr data-start=\"483\" data-end=\"539\">\n<td data-start=\"483\" data-end=\"522\" data-col-size=\"sm\">SBI SimplySAVE Advantage Credit Card<\/td>\n<td data-start=\"522\" data-end=\"539\" data-col-size=\"sm\">1.25% \u2013 1.50%<\/td>\n<\/tr>\n<tr data-start=\"540\" data-end=\"591\">\n<td data-start=\"540\" data-end=\"574\" data-col-size=\"sm\">SBI Prime Advantage Credit Card<\/td>\n<td data-start=\"574\" data-end=\"591\" data-col-size=\"sm\">1.25% \u2013 1.50%<\/td>\n<\/tr>\n<tr data-start=\"592\" data-end=\"642\">\n<td data-start=\"592\" data-end=\"625\" data-col-size=\"sm\">SBI Advantage Plus Credit Card<\/td>\n<td data-start=\"625\" data-end=\"642\" data-col-size=\"sm\">1.25% \u2013 1.50%<\/td>\n<\/tr>\n<tr data-start=\"643\" data-end=\"687\">\n<td data-start=\"643\" data-end=\"670\" data-col-size=\"sm\">HDFC Regalia Credit Card<\/td>\n<td data-start=\"670\" data-end=\"687\" data-col-size=\"sm\">1.10% \u2013 1.25%<\/td>\n<\/tr>\n<tr data-start=\"688\" data-end=\"732\">\n<td data-start=\"688\" data-end=\"713\" data-col-size=\"sm\">HSBC Live+ Credit Card<\/td>\n<td data-start=\"713\" data-end=\"732\" data-col-size=\"sm\">0.99% \u2013 1.25%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"color: #000080;\">1.\u00a0 <b>IDFC FIRST Wealth Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-medium wp-image-699 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-interest-rate-credit-cards-300x300.webp\" alt=\"low interest rate credit cards\" width=\"300\" height=\"300\" srcset=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-interest-rate-credit-cards-300x300.webp 300w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-interest-rate-credit-cards-150x150.webp 150w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-interest-rate-credit-cards-65x65.webp 65w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-interest-rate-credit-cards.webp 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/www.idfcfirstbank.com\/credit-card\/wealth\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>IDFC FIRST Wealth Credit Card<\/b> is one of the <b>best low rate credit cards<\/b> in India, offering a perfect mix of luxury benefits, rewards, and low interest charges. It\u2019s a lifetime free card with interest rates starting from just <b>0.75% per month (9% p.a.)<\/b>, making it one of the <b>lowest rate credit cards<\/b> in the premium segment. If you are looking for <b>credit cards with low APR<\/b> but still want airport lounge access, golf privileges, and high reward points, this card is worth considering.<\/p>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Key Features of IDFC FIRST Wealth Credit Card<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Low Interest Rate<\/b> \u2013 Interest starts as low as <b>0.75% per month<\/b>, making it a top choice for <b>low APR credit cards<\/b>.<\/li>\n<li class=\"li2\"><b>Lifetime Free<\/b> \u2013 No joining or annual fees.<\/li>\n<li class=\"li2\"><b>Airport Lounge Access<\/b> \u2013 Unlimited domestic and international lounge visits.<\/li>\n<li class=\"li2\"><b>Golf Benefits<\/b> \u2013 Free rounds of golf every month.<\/li>\n<li class=\"li2\"><b>Welcome Benefits<\/b> \u2013 Vouchers worth \u20b9500 on first spend.<\/li>\n<li class=\"li2\"><b>Rewards<\/b> \u2013 6X rewards on online spending and 3X on offline purchases.<\/li>\n<\/ul>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>IDFC FIRST Wealth Credit Card <\/b><\/span><b style=\"color: #000080;\">Interest Rate &amp; Fees 2026<\/b><\/h4>\n<table class=\"t1\" style=\"height: 260px;\" width=\"677\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p5\"><b>Feature<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p5\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Annual Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b90 (Lifetime Free)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Interest Rate<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">0.75% \u2013 3.5% per month (<b>Low APR Card<\/b>)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Cash Advance Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b9199 per transaction<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Forex Markup<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">1.5%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Low APR Credit Card<\/b><\/span><\/h4>\n<p class=\"p2\">The IDFC FIRST Wealth Credit Card is designed for customers who want premium perks without paying high interest charges. With one of the <b>lowest rate credit cards<\/b> in India, you can enjoy financial flexibility while still accessing luxury benefits. Its <b>low rate credit card<\/b> structure ensures you save more on interest, making it ideal for big-ticket purchases and overseas travel.<\/p>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\">Frequent travelers who want free lounge access and golf benefits.<\/li>\n<li class=\"li2\">Individuals looking for <b>low APR credit cards<\/b> with premium rewards.<\/li>\n<li class=\"li2\">Users who prefer a <b>credit card with low APR<\/b> for managing larger spends.<\/li>\n<\/ul>\n<p class=\"p2\">If you want a premium card with <b>low APR<\/b> and luxury benefits, the <b>IDFC FIRST Wealth Credit Card<\/b> is one of the strongest options in the market today.<\/p>\n<h3><span style=\"color: #000080;\">2. <b>Axis Bank Burgundy Private Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-medium wp-image-700 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/credit-cards-low-interest-rate-174x300.png\" alt=\"credit cards low interest rate\" width=\"174\" height=\"300\" srcset=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/credit-cards-low-interest-rate-174x300.png 174w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/credit-cards-low-interest-rate.png 290w\" sizes=\"auto, (max-width: 174px) 100vw, 174px\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/www.axisbank.com\/burgundyprivate\/creditcard\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p1\">The <b>Axis Bank Burgundy Private Credit Card<\/b> is designed for premium banking customers who want luxury benefits along with a <b>low interest rate<\/b> on outstanding balances. It is one of the <b>best credit cards with low interest rate<\/b> in India, offering privileges like airport lounge access, concierge services, and special travel offers. This card is perfect for those looking for <b>credit cards with low APR<\/b> while enjoying high-end perks.<\/p>\n<h4 class=\"p3\"><span style=\"color: #000080;\"><b>Key Features of Axis Bank Burgundy Private Credit Card<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li1\"><b>Low Interest Rates<\/b> \u2013 This card offers one of the <b>lowest rate credit cards<\/b> in the premium segment, making it ideal for those who want to save on interest charges.<\/li>\n<li class=\"li1\"><b>Unlimited Lounge Access<\/b> \u2013 Complimentary access to domestic and international airport lounges.<\/li>\n<li class=\"li1\"><b>Luxury Travel Benefits<\/b> \u2013 Special hotel privileges, discounted airfares, and dedicated travel assistance.<\/li>\n<li class=\"li1\"><b>Dining Privileges<\/b> \u2013 Enjoy up to 25% off at partner luxury restaurants.<\/li>\n<li class=\"li1\"><b>Reward Points Program<\/b> \u2013 Earn points on every purchase and redeem them for flights, hotels, or vouchers.<\/li>\n<li class=\"li1\"><b>Comprehensive Insurance<\/b> \u2013 High-value travel, accidental, and purchase protection.<\/li>\n<\/ul>\n<div style=\"background: #09316B; padding: 16px 24px; border-radius: 8px; display: flex; align-items: center; max-width: 600px; margin: 20px auto;\"><img decoding=\"async\" class=\"\" style=\"width: 157px; margin-right: 18px; border-radius: 6px; background: #ffffff;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/Credit-Card-Processing-Fees-scaled.png\" alt=\"Credit Card Processing Fees &amp; Charges 2025\" height=\"94\" \/><br \/>\n<span style=\"color: #fff; font-size: 18px; flex: 1;\">Credit Card Processing Fees &amp; Charges 2025<\/span><br \/>\n<a style=\"background: #FFA500; color: #fff; padding: 10px 24px; border-radius: 5px; text-decoration: none; font-weight: bold; margin-left: 18px;\" href=\"https:\/\/cardgrid.in\/blog\/credit-card-processing-fees-charges\/\">Read More<\/a><\/div>\n<h4 class=\"p3\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees<\/b><\/span><\/h4>\n<table class=\"t1\" style=\"height: 408px;\" width=\"702\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Fee Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Interest Rate (APR)<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Competitive, among the lowest for <b>credit cards low APR<\/b> in India<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Annual Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Nil for Burgundy Private Banking customers<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Joining Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Waived for eligible customers<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Foreign Transaction Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Low compared to other premium cards<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Cash Advance Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">2.5% of the amount withdrawn (minimum \u20b9500)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Late Payment Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Up to \u20b91,200 depending on outstanding balance<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p3\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Card for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p1\">The <b>Axis Bank Burgundy Private Credit Card<\/b> is not just a luxury card\u2014it\u2019s also a <b>low interest credit card in India<\/b> that lets you enjoy premium perks without high borrowing costs. Whether you carry a balance or make large purchases, the <b>credit card low interest rate<\/b> helps you save significantly. This balance of affordability and luxury makes it one of the <b>best credit cards with low interest rate<\/b> available.<\/p>\n<h4 class=\"p3\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<p class=\"p1\">You should consider the <b>Axis Bank Burgundy Private Credit Card<\/b> if you:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Are looking for a <b>low rate card<\/b> with premium lifestyle benefits.<\/li>\n<li class=\"li1\">Want to enjoy travel and dining privileges without paying high interest.<\/li>\n<li class=\"li1\">Are a frequent traveler who values unlimited lounge access.<\/li>\n<li class=\"li1\">Prefer the <b>lowest rate credit card<\/b> that still offers luxury services.<\/li>\n<\/ul>\n<h3><span style=\"color: #000080;\">3. <b>HDFC Infinia Credit Card Metal Edition<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-701 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/credit-cards-low-interest.png\" alt=\"credit cards low interest\" width=\"264\" height=\"165\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/www.hdfcbank.com\/personal\/pay\/cards\/credit-cards\/infinia-credit-card\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>HDFC Infinia Credit Card Metal Edition<\/b> is one of the most prestigious premium credit cards in India, designed for high-spending individuals who value luxury, rewards, and exclusive privileges. Along with its elite benefits, it offers one of the <b>best credit card interest rates<\/b> in its category, making it a great choice for those who want to enjoy luxury without overpaying on finance charges. When you <b>compare credit card interest rates<\/b>, the Infinia stands out not only for perks but also for its competitive APR, placing it among the <b>lowest APR credit cards<\/b> in the premium segment.<\/p>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Key Features of HDFC Infinia Credit Card Metal Edition<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Premium Rewards Program<\/b> \u2013 Earn 5 reward points for every \u20b9150 spent on retail purchases, with accelerated rewards on travel bookings via SmartBuy.<\/li>\n<li class=\"li2\"><b>Unlimited Lounge Access<\/b> \u2013 Complimentary domestic and international lounge access for both primary and add-on cardholders.<\/li>\n<li class=\"li2\"><b>Luxury Dining Privileges<\/b> \u2013 Up to 40% discount at select premium restaurants across India.<\/li>\n<li class=\"li2\"><b>High Credit Limit<\/b> \u2013 Tailored credit limits to match high spending requirements.<\/li>\n<li class=\"li2\"><b>Global Acceptance<\/b> \u2013 Accepted at millions of merchants worldwide.<\/li>\n<li class=\"li2\"><b>Comprehensive Travel Insurance<\/b> \u2013 Coverage for lost baggage, delayed flights, and medical emergencies abroad.<\/li>\n<\/ul>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees <\/b><\/span><span style=\"color: #000080;\"><b>HDFC Infinia Credit Card Metal Edition<\/b><\/span><\/h4>\n<table class=\"t1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Fee Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Interest Rate (APR)<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Competitive, among the <b>best credit card interest rates<\/b> in India for premium cards<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Annual Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b912,500 + GST<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Joining Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b912,500 + GST (often waived for high-net-worth individuals)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Foreign Transaction Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2% of the transaction amount<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Cash Advance Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.5% of the amount withdrawn (minimum \u20b9500)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Late Payment Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Up to \u20b91,300 based on outstanding balance<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Card for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p2\">When you do a <b>credit card interest rate comparison<\/b>, the HDFC Infinia competes strongly with other high-end cards while providing unmatched luxury benefits. While most premium cards have higher APRs, the Infinia keeps rates competitive, allowing you to enjoy extended credit without the heavy cost. This balance of elite privileges and <b>best credit card interest rate<\/b> offerings makes it one of the <b>lowest APR credit cards<\/b> worth considering in the premium category.<\/p>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<p class=\"p2\">The <b>HDFC Infinia Credit Card Metal Edition<\/b> is ideal for:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">High-income individuals looking for luxury perks with a <b>low APR<\/b>.<\/li>\n<li class=\"li2\">Frequent travelers who value unlimited lounge access worldwide.<\/li>\n<li class=\"li2\">Users who want to <b>compare credit card interest rates<\/b> and choose the best in both benefits and affordability.<\/li>\n<li class=\"li2\">Those who spend heavily on travel, dining, and lifestyle purchases and want maximum reward points.<\/li>\n<\/ul>\n<p class=\"p2\">The <b>HDFC Infinia Credit Card Metal Edition<\/b> proves that you can enjoy world-class travel, dining, and lifestyle benefits without paying the steep borrowing costs often associated with premium cards. If you want a perfect blend of rewards, luxury, and one of the <b>best credit card interest rates<\/b>, this is a top contender in any <b>credit card interest rates comparison<\/b>.<\/p>\n<div style=\"background: #09316B; padding: 16px 24px; border-radius: 8px; display: flex; align-items: center; max-width: 600px; margin: 20px auto;\"><img decoding=\"async\" class=\"\" style=\"width: 100px; margin-right: 18px; border-radius: 6px; background: #ffffff;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/Best-Secured-Credit-Cards-In-India.png\" alt=\"Top 10 Best Secured Credit Cards In India 2025\" height=\"59\" \/><br \/>\n<span style=\"color: #fff; font-size: 18px; flex: 1;\">Top 10 Best Secured Credit Cards In India 2025<\/span><br \/>\n<a style=\"background: #FFA500; color: #fff; padding: 10px 24px; border-radius: 5px; text-decoration: none; font-weight: bold; margin-left: 18px;\" href=\"https:\/\/cardgrid.in\/blog\/top-10-best-secured-credit-cards-in-india\/\">Read More<\/a><\/div>\n<h3><span style=\"color: #000080;\">4. <b>HDFC Diners Club Black Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-702 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-credit-cards-lowest-interest.png\" alt=\"best credit cards lowest interest\" width=\"264\" height=\"166\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/www.hdfcbank.com\/personal\/pay\/cards\/credit-cards\/diners-club-black\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>HDFC Diners Club Black Credit Card<\/b> is one of the most premium offerings in India, designed for those who seek luxury, unmatched privileges, and financial flexibility. Along with its elite travel and lifestyle benefits, it also offers one of the <b>lowest interest rate credit cards<\/b> in its category, making it a strong contender for anyone looking for <b>best low interest credit cards<\/b> in India.<\/p>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Key Features of HDFC Diners Club Black Credit Card<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Global Acceptance<\/b> \u2013 Accepted across millions of merchants worldwide.<\/li>\n<li class=\"li2\"><b>Unlimited Airport Lounge Access<\/b> \u2013 Complimentary access to 1,000+ lounges across the globe.<\/li>\n<li class=\"li2\"><b>Premium Rewards<\/b> \u2013 5 reward points on every \u20b9150 spent.<\/li>\n<li class=\"li2\"><b>Exclusive Lifestyle Privileges<\/b> \u2013 Golf access, fine dining benefits, and concierge services.<\/li>\n<li class=\"li2\"><b>Insurance Coverage<\/b> \u2013 Complimentary air accident cover and travel insurance.<\/li>\n<li class=\"li2\"><b>Foreign Currency Markup<\/b> \u2013 Low markup for international transactions.<\/li>\n<\/ul>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees HDFC Diners Club Black Credit Card<\/b><\/span><\/h4>\n<table class=\"t1\" style=\"height: 350px;\" width=\"703\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p5\"><b>Fee Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p5\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Interest Rate (APR)<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">As low as 1.99% per month (23.88% p.a.)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Annual Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b910,000 + GST (Waived on high annual spend)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Joining Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b910,000 + GST<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Foreign Currency Markup<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Late Payment Charges<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">From \u20b9100 onwards based on outstanding amount<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Cards for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p2\">The <b>HDFC Diners Club Black Credit Card<\/b> not only provides <b>low rate credit card<\/b> benefits but also combines it with luxury features that most cards don\u2019t offer. With an interest rate starting from just 1.99% per month, it is among the <b>lowest rate credit card<\/b> options in the premium category. This makes it perfect for those who want <b>credit cards low interest rate<\/b> without compromising on elite privileges.<\/p>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\">Frequent travelers who want <b>credit cards low interest<\/b> with global lounge access.<\/li>\n<li class=\"li2\">High spenders looking for <b>best low rate credit card<\/b> options with premium rewards.<\/li>\n<li class=\"li2\">Professionals and entrepreneurs who want to enjoy luxury perks along with <b>best credit cards lowest interest<\/b> in India.<\/li>\n<\/ul>\n<p class=\"p2\">The <b>HDFC Diners Club Black Credit Card<\/b> stands out as a powerful mix of prestige, rewards, and affordability when it comes to <b>low interest rate credit cards<\/b>. If you want the <b>best low interest credit cards<\/b> with unmatched lifestyle benefits, this card is worth considering.<\/p>\n<h3><span style=\"color: #000080;\">5. <b>Axis Magnus Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-medium wp-image-704 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-low-interest-credit-cards-300x195.png\" alt=\"best low interest credit cards\" width=\"300\" height=\"195\" srcset=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-low-interest-credit-cards-300x195.png 300w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-low-interest-credit-cards-130x86.png 130w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-low-interest-credit-cards.png 514w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/cardgrid.in\/credit-card\/axis-bank-magnus-credit-card\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p1\">The <b>Axis Magnus Credit Card<\/b> is a premium lifestyle and travel credit card designed for high-spending customers who want unmatched rewards and exclusive privileges. While it is known for luxury benefits like travel lounge access, dining privileges, and milestone rewards, it also offers competitive interest rates compared to other premium cards in India. If you\u2019re looking for the <b>lowest interest rate credit card in India<\/b> that also provides world-class perks, the Axis Magnus can be an ideal choice.<\/p>\n<h4 class=\"p3\"><span style=\"color: #000080;\"><b>Key Features of Axis Magnus Credit Card<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li1\"><b>Reward Points<\/b> \u2013 Earn accelerated EDGE Reward Points on premium spending categories.<\/li>\n<li class=\"li1\"><b>Complimentary Airport Lounge Access<\/b> \u2013 Unlimited access to select domestic and international lounges.<\/li>\n<li class=\"li1\"><b>Luxury Hotel &amp; Dining Benefits<\/b> \u2013 Special discounts and upgrades at partner hotels and restaurants.<\/li>\n<li class=\"li1\"><b>Travel &amp; Lifestyle Privileges<\/b> \u2013 Golf rounds, concierge services, and exclusive event access.<\/li>\n<li class=\"li1\"><b>Milestone Benefits<\/b> \u2013 Bonus reward points on reaching yearly spending targets.<\/li>\n<li class=\"li1\"><b>Insurance Coverage<\/b> \u2013 Complimentary travel insurance, air accident cover, and purchase protection.<\/li>\n<\/ul>\n<h4 class=\"p3\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees <\/b><b>Axis Magnus Credit Card 2025<\/b><\/span><\/h4>\n<table class=\"t1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Feature<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Interest Rate (APR)<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Around 3.6% per month (approx. 43.2% annually) \u2013 competitive for a premium card<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Joining Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b910,000 + GST<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Annual Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">\u20b910,000 + GST (waived on high annual spends)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\"><b>Late Payment Charges<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p1\">Varies by outstanding balance<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"p1\"><b>Tip:<\/b> Always compare credit card interest rates to ensure you\u2019re getting the <b>best APR credit cards<\/b> for your needs.<\/p>\n<h4 class=\"p3\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Card for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p1\">While the Axis Magnus is a luxury card, it still offers a competitive interest structure compared to similar premium cards. For frequent travellers and high spenders, the value you get from rewards, milestone bonuses, and partner discounts can offset much of the cost. This makes it one of the <b>best no interest credit cards<\/b> in practice \u2014 if you clear your dues on time \u2014 and among the <b>lowest interest rate credit card India<\/b> options in the premium segment.<\/p>\n<h4 class=\"p3\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li1\"><b>Frequent Travellers<\/b> \u2013 Those who travel often and can maximise lounge access and travel benefits.<\/li>\n<li class=\"li1\"><b>High Spenders<\/b> \u2013 Individuals who spend enough to earn milestone rewards and fee waivers.<\/li>\n<li class=\"li1\"><b>Luxury Lifestyle Enthusiasts<\/b> \u2013 People who enjoy fine dining, exclusive events, and premium hotel stays.<\/li>\n<li class=\"li1\"><b>Responsible Credit Users<\/b> \u2013 Those who pay their balance in full to avoid interest charges and make the most of the perks.<\/li>\n<\/ul>\n<p class=\"p1\">If you\u2019re looking to <b>compare credit card interest rates<\/b> and want a premium option that offers both luxury and value, the Axis Magnus Credit Card stands out. With exclusive lifestyle benefits, strong rewards, and a competitive interest rate structure for its category, it is one of the <b>best APR credit cards<\/b> for discerning customers in India.<\/p>\n<h3><span style=\"color: #000080;\">6. <b>SBI SimplySAVE Advantage Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-medium wp-image-705 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-low-rate-credit-card-300x187.png\" alt=\"best low rate credit card\" width=\"300\" height=\"187\" srcset=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-low-rate-credit-card-300x187.png 300w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-low-rate-credit-card-320x200.png 320w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/best-low-rate-credit-card.png 349w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/cardgrid.in\/credit-card\/sbi-simplysave-credit-card\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>SBI SimplySAVE Advantage Credit Card<\/b> is designed for those who want to save on everyday spending while enjoying <b>low interest credit card options in India<\/b>. It offers attractive reward points, cashback benefits, and one of the <b>best credit cards with lowest APR<\/b> in its category. Whether you are shopping, dining, or making online payments, this card helps you save more with its affordable interest rates and value-packed features.<\/p>\n<h3 class=\"p1\"><span style=\"color: #000080;\"><b>Key Features of SBI SimplySAVE Advantage Credit Card<\/b><\/span><\/h3>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Low Interest Rates<\/b> \u2013 Enjoy competitive interest rates, making it one of the <b>best low interest credit cards<\/b> in India.<\/li>\n<li class=\"li2\"><b>Welcome Benefits<\/b> \u2013 Get reward points as a joining bonus on your first transaction.<\/li>\n<li class=\"li2\"><b>Cashback &amp; Rewards<\/b> \u2013 Earn reward points on dining, groceries, departmental stores, and fuel.<\/li>\n<li class=\"li2\"><b>Worldwide Acceptance<\/b> \u2013 Accepted at over 24 million outlets globally.<\/li>\n<li class=\"li2\"><b>Balance Transfer Facility<\/b> \u2013 Transfer your high-interest credit card balance to SBI at a lower interest rate.<\/li>\n<li class=\"li2\"><b>Easy Bill Payment<\/b> \u2013 Use the card for utility bills and EMI conversions.<\/li>\n<li class=\"li2\"><b>Contactless Payments<\/b> \u2013 Tap and pay for faster, secure transactions.<\/li>\n<\/ul>\n<div style=\"background: #09316B; padding: 16px 24px; border-radius: 8px; display: flex; align-items: center; max-width: 600px; margin: 20px auto;\"><img decoding=\"async\" class=\"\" style=\"width: 125px; margin-right: 18px; border-radius: 6px; background: #ffffff;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/Best-International-Credit-Card-India-1.jpg\" alt=\"Top 10 Best International Credit Card India 2025\" height=\"125\" \/><br \/>\n<span style=\"color: #fff; font-size: 18px; flex: 1;\">Top 10 Best International Credit Card India 2025<\/span><br \/>\n<a style=\"background: #FFA500; color: #fff; padding: 10px 24px; border-radius: 5px; text-decoration: none; font-weight: bold; margin-left: 18px;\" href=\"https:\/\/cardgrid.in\/blog\/top-10-best-international-credit-card-india\/\">Read More<\/a><\/div>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees SBI SimplySAVE Advantage Credit Card<\/b><\/span><\/h4>\n<table class=\"t1\" style=\"height: 403px;\" width=\"710\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Fee Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Interest Rate (APR)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">3.35% per month (40.2% annually)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Annual Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b9499 (waived on annual spends of \u20b990,000)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Renewal Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b9499<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Cash Advance Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.5% of the withdrawn amount (minimum \u20b9500)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Late Payment Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b90 \u2013 \u20b91,300 (depending on outstanding balance)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Foreign Currency Mark-up<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">3.5%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Card for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p2\">The SBI SimplySAVE Advantage Credit Card is ideal for individuals looking for a <b>low interest credit card in India<\/b> that also delivers on rewards and convenience. Its <b>low cash advance rate<\/b>, balance transfer facility, and competitive APR make it a great choice for managing expenses without incurring heavy finance charges. Compared to other options in the market, it offers a <b>lower interest rate credit card<\/b> experience along with bonus rewards.<\/p>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\">Salaried professionals looking for <b>low interest on credit cards<\/b> for daily use.<\/li>\n<li class=\"li2\">Individuals who shop frequently and want rewards for groceries, dining, and fuel.<\/li>\n<li class=\"li2\">People seeking <b>credit card interest rate comparison in India<\/b> and aiming for lower costs.<\/li>\n<li class=\"li2\">Anyone wanting a balance between rewards and affordability.<\/li>\n<\/ul>\n<p class=\"p2\">The <b>SBI SimplySAVE Advantage Credit Card<\/b> strikes the right balance between low interest charges and high value rewards. If you want a <b>best credit card with lowest APR<\/b> that helps you save more on everyday purchases, this card is a strong contender in the Indian credit card market.<\/p>\n<h3><span style=\"color: #000080;\">7. <b>SBI Prime Advantage Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-medium wp-image-706 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/credit-cards-with-low-apr-300x195.png\" alt=\"credit cards with low apr\" width=\"300\" height=\"195\" srcset=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/credit-cards-with-low-apr-300x195.png 300w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/credit-cards-with-low-apr-130x86.png 130w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/credit-cards-with-low-apr.png 514w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/cardgrid.in\/credit-card\/sbi-prime-credit-card\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>SBI Prime Advantage Credit Card<\/b> is an excellent choice for those looking for <b>low interest rate credit cards<\/b> that balance affordability and rewards. With attractive benefits, premium privileges, and an easy-to-manage APR, this card is ideal for people seeking <b>credit cards low interest rate<\/b> without compromising on lifestyle perks. Whether you\u2019re looking for <b>credit cards with low APR<\/b> or simply a <b>low rate credit card<\/b> for everyday expenses, this one offers a great combination of savings and rewards.<\/p>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Key Features of SBI Prime Advantage Credit Card<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\">Welcome e-Gift Voucher worth \u20b93,000 from top brands like Pantaloons, Shoppers Stop, and Yatra.<\/li>\n<li class=\"li2\">Complimentary Club Vistara Silver membership.<\/li>\n<li class=\"li2\">4 reward points per \u20b9100 spent on dining, groceries, and departmental stores.<\/li>\n<li class=\"li2\">1 reward point per \u20b9100 spent on other purchases.<\/li>\n<li class=\"li2\">Milestone benefits worth up to \u20b970,000 annually.<\/li>\n<li class=\"li2\">Complimentary domestic and international lounge access.<\/li>\n<li class=\"li2\">Low APR making it a strong contender among the <b>best low APR credit cards<\/b> in India.<\/li>\n<li class=\"li2\">Complimentary membership to Trident Privilege Red Tier and Club Marriott.<\/li>\n<\/ul>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees SBI Prime Credit Card 2026<\/b><\/span><\/h4>\n<table class=\"t1\" style=\"height: 330px;\" width=\"705\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Fee Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Annual Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b92,999 + GST<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Renewal Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b92,999 + GST<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Interest Rate (APR)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">3.35% per month (40.2% annually)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Cash Advance Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.5% of amount (minimum \u20b9500)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Foreign Currency Markup<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">3.5%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Card for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p2\">The <b>SBI Prime Advantage Credit Card<\/b> stands out in <b>credit cards low APR<\/b> category because of its competitive APR combined with exceptional lifestyle and travel perks. While it may not be the <b>lowest rate credit card<\/b>, the added rewards and milestone bonuses make it more valuable compared to other <b>low APR cards<\/b> in the market. For users who want to <b>compare credit card interest rates<\/b>, this card consistently offers a balanced mix of low interest, high rewards, and premium privileges.<\/p>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<p class=\"p2\">You should consider this card if you:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Want a <b>low interest rate credit card<\/b> with lifestyle perks.<\/li>\n<li class=\"li2\">Spend frequently on dining, groceries, and travel.<\/li>\n<li class=\"li2\">Prefer <b>credit cards with low APR<\/b> but also want travel benefits.<\/li>\n<li class=\"li2\">Need a premium card that offers lounge access and hotel membership.<\/li>\n<\/ul>\n<p class=\"p2\">The <b>SBI Prime Advantage Credit Card<\/b> is a well-rounded choice for those seeking <b>low rate credit cards<\/b> that offer both affordability and luxury benefits. With its strong rewards program and competitive APR, it\u2019s among the <b>best credit cards low interest rate<\/b> available in India today.<\/p>\n<h3><span style=\"color: #000080;\">8. <b>SBI Advantage Plus Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-707 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-apr-credit-cards.jpeg\" alt=\"low apr credit cards\" width=\"284\" height=\"178\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/www.sbicard.com\/en\/personal\/credit-cards\/rewards\/sbi-card-prime-advantage.page\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>SBI Advantage Plus Credit Card<\/b> is a great choice for those who want premium benefits without paying high interest. It offers a <b>low interest rate<\/b>, easy EMI options, and attractive rewards on everyday spends. With features designed to suit both frequent shoppers and regular bill payers, this card ensures you get the <b>best credit card with low interest rate<\/b> while still enjoying perks and privileges.<\/p>\n<h3 class=\"p4\"><span style=\"color: #000080;\"><b>Key Features of SBI Advantage Plus Credit Card<\/b><\/span><\/h3>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Low Interest Rate<\/b> \u2013 Among the <b>credit cards with lowest interest rate<\/b> in India.<\/li>\n<li class=\"li2\"><b>Flexible EMI Options<\/b> \u2013 Convert big purchases into affordable EMIs.<\/li>\n<li class=\"li2\"><b>Reward Points<\/b> \u2013 Earn points on retail spends and redeem them easily.<\/li>\n<li class=\"li2\"><b>Fuel Surcharge Waiver<\/b> \u2013 1% fuel surcharge waiver across all petrol pumps in India.<\/li>\n<li class=\"li2\"><b>Global Acceptance<\/b> \u2013 Accepted at millions of outlets worldwide.<\/li>\n<li class=\"li2\"><b>Cash Withdrawal Facility<\/b> \u2013 Withdraw cash from ATMs with <b>low interest credit card<\/b> charges.<\/li>\n<\/ul>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees <\/b><b>SBI Advantage Plus Credit Card 2026<\/b><\/span><\/h4>\n<table class=\"t1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p5\"><b>Fee Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p5\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Interest Rate<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.25% per month (27% p.a.) \u2013 among the <b>lowest interest rate credit card<\/b> options<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Annual Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b9500 (waived on annual spends above \u20b950,000)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Joining Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b9500<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Cash Advance Fee<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.5% of the withdrawn amount (min \u20b9500)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\"><b>Foreign Currency Markup<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">3.5%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Card for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p2\">The <b>SBI Advantage Plus Credit Card<\/b> offers one of the <b>lowest APR credit cards<\/b> in India with flexible repayment options. Whether you want to carry forward your balance or convert purchases into EMIs, the low interest rate ensures minimal cost. Compared to many cards in the market, this one stands out in <b>credit card interest rate comparison<\/b> for its balance between affordability and benefits.<\/p>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<p class=\"p2\">This card is ideal for:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">People looking for <b>low interest rate credit cards<\/b> in India.<\/li>\n<li class=\"li2\">Frequent shoppers who want rewards without high APR.<\/li>\n<li class=\"li2\">Those who occasionally carry a balance and need <b>credit cards with low APR<\/b>.<\/li>\n<li class=\"li2\">Anyone wanting the <b>best rates on credit cards<\/b> with everyday usage benefits.<\/li>\n<\/ul>\n<p class=\"p2\">The <b>SBI Advantage Plus Credit Card<\/b> blends low interest rates with great lifestyle perks, making it a smart pick for cost-conscious yet benefit-seeking users. If you\u2019re comparing <b>credit cards lowest interest rate<\/b> options, this one should be high on your list.<\/p>\n<h3><span style=\"color: #000080;\">9. <b>HDFC Regalia Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-708 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-apr-card.webp\" alt=\"low apr card\" width=\"282\" height=\"176\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/cardgrid.in\/credit-card\/hdfc-bank-regalia-gold-credit-card\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>HDFC Regalia Credit Card<\/b> is a premium lifestyle credit card that offers a perfect mix of travel benefits, dining privileges, and reward points. Along with its impressive perks, it is also known for having a <b>competitive interest rate<\/b>, making it a smart choice for those looking for <b>low interest credit card options in India<\/b>. Whether you want to earn rewards on everyday spends or enjoy luxury travel perks, Regalia has you covered.<\/p>\n<h3 class=\"p1\"><span style=\"color: #000080;\"><b>Key Features of HDFC Regalia Credit Card<\/b><\/span><\/h3>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Reward Points<\/b>: Earn 4 reward points for every \u20b9150 spent.<\/li>\n<li class=\"li2\"><b>Welcome Benefits<\/b>: Get 2,500 reward points on card activation.<\/li>\n<li class=\"li2\"><b>Travel Perks<\/b>: Complimentary access to 12 domestic and 6 international airport lounges annually.<\/li>\n<li class=\"li2\"><b>Dining Privileges<\/b>: Up to 15% off at partner restaurants.<\/li>\n<li class=\"li2\"><b>Fuel Surcharge Waiver<\/b>: 1% waiver on fuel transactions between \u20b9400 and \u20b95,000.<\/li>\n<li class=\"li2\"><b>Insurance Cover<\/b>: Travel insurance and emergency medical cover up to \u20b915 lakh.<\/li>\n<li class=\"li2\"><b>Low Interest Advantage<\/b>: Competitively priced for a premium lifestyle card.<\/li>\n<\/ul>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees <\/b><b>HDFC Regalia Credit Card 2026<\/b><\/span><\/h4>\n<table class=\"t1\" style=\"height: 343px;\" width=\"713\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Fee Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p4\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Annual Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b92,500 + GST (waived on annual spends of \u20b93 lakh)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Interest Rate (APR)<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">3.49% per month (41.88% annually)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Cash Advance Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.5% of amount (min \u20b9500)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Foreign Currency Markup<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2% of transaction value<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Reward Redemption Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b999 per redemption<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Card for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p2\">While the <b>HDFC Regalia Credit Card<\/b> is marketed as a lifestyle card, it stands out for its <b>competitive interest rate<\/b> in the premium card segment. Compared to other high-end cards, Regalia offers better value with its blend of <b>low interest rates, extensive rewards, and premium perks<\/b>. For frequent travelers and high spenders, it provides excellent returns while keeping finance charges reasonable.<\/p>\n<h4 class=\"p1\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\">Frequent travelers who want complimentary lounge access and travel insurance.<\/li>\n<li class=\"li2\">High spenders seeking <b>best credit card interest rates<\/b> in the premium category.<\/li>\n<li class=\"li2\">Those who prefer a <b>low interest credit card in India<\/b> without compromising on lifestyle perks.<\/li>\n<li class=\"li2\">Individuals who want to <b>compare credit card interest rates<\/b> and choose a balanced rewards-and-benefits option.<\/li>\n<\/ul>\n<p class=\"p2\">The <b>HDFC Regalia Credit Card<\/b> is ideal for those who want to enjoy luxury benefits while keeping borrowing costs manageable. With its mix of <b>low interest on credit cards<\/b>, strong reward structure, and travel perks, it remains one of the <b>best credit cards with low interest rate<\/b> in the premium space.<\/p>\n<h3><span style=\"color: #000080;\">10. <b>HSBC Live+ Credit Card<\/b><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-medium wp-image-709 aligncenter\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-rate-credit-card-300x300.webp\" alt=\"low rate credit card\" width=\"300\" height=\"300\" srcset=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-rate-credit-card-300x300.webp 300w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-rate-credit-card-150x150.webp 150w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-rate-credit-card-65x65.webp 65w, https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/low-rate-credit-card.webp 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" href=\"https:\/\/www.hsbc.co.in\/credit-cards\/products\/live-plus\/\"><span class='mb-text'>Apply Now!<\/span><\/a>\n<p class=\"p2\">The <b>HSBC Live+ Credit Card<\/b> is a versatile option for individuals looking for premium lifestyle benefits while enjoying a competitive interest rate. It combines value-packed rewards, cashback, and travel perks, making it a strong contender for those seeking a <b>low interest credit card in India<\/b>.<\/p>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Key Features of IDFC FIRST Wealth Credit Card<\/b><\/span><\/h4>\n<ul class=\"ul1\">\n<li class=\"li2\"><b>Welcome Benefits<\/b> \u2013 Complimentary vouchers on joining and meeting minimum spend criteria.<\/li>\n<li class=\"li2\"><b>Reward Points<\/b> \u2013 Earn accelerated points on dining, groceries, and international spending.<\/li>\n<li class=\"li2\"><b>Annual Fee Waiver<\/b> \u2013 Spend a certain annual amount and get your renewal fee waived.<\/li>\n<li class=\"li2\"><b>Travel Privileges<\/b> \u2013 Complimentary airport lounge access in India and abroad.<\/li>\n<li class=\"li2\"><b>Fuel Surcharge Waiver<\/b> \u2013 Save on fuel transactions at select outlets.<\/li>\n<li class=\"li2\"><b>Global Acceptance<\/b> \u2013 Accepted at millions of outlets worldwide.<\/li>\n<li class=\"li2\"><b>Contactless Payments<\/b> \u2013 Fast and secure transactions with tap-to-pay technology.<\/li>\n<\/ul>\n<div style=\"background: #09316B; padding: 16px 24px; border-radius: 8px; display: flex; align-items: center; max-width: 600px; margin: 20px auto;\"><img decoding=\"async\" class=\"\" style=\"width: 156px; margin-right: 18px; border-radius: 6px; background: #ffffff;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/06\/Best-Travel-Credit-Cards-In-India.png\" alt=\"Top 10 Best Travel Credit Cards In India 2025\" height=\"82\" \/><br \/>\n<span style=\"color: #fff; font-size: 18px; flex: 1;\">Top 10 Best Travel Credit Cards In India 2025<\/span><br \/>\n<a style=\"background: #FFA500; color: #fff; padding: 10px 24px; border-radius: 5px; text-decoration: none; font-weight: bold; margin-left: 18px;\" href=\"https:\/\/cardgrid.in\/blog\/best-travel-credit-card-in-india\/\">Read More<\/a><\/div>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Interest Rate &amp; Fees HSBC Live+ Credit Card 2026<\/b><\/span><\/h4>\n<table class=\"t1\" style=\"height: 403px;\" width=\"716\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p5\"><b>Fee Type<\/b><\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p5\"><b>Details<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Interest Rate<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">3.49% per month (41.88% annually)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Annual Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b9999 (waived on high annual spend)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Joining Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">\u20b9999 (welcome benefits worth more than the fee)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Cash Advance Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">2.5% of the withdrawn amount (minimum \u20b9500)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Late Payment Charges<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Up to \u20b91300 based on outstanding balance<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">Foreign Currency Markup Fee<\/p>\n<\/td>\n<td class=\"td1\" valign=\"top\">\n<p class=\"p2\">3.5% of the transaction value<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Why It\u2019s the Best Credit Card for Low Interest Rate<\/b><\/span><\/h4>\n<p class=\"p2\">While its APR is competitive for a premium lifestyle card, the <b>HSBC Live+ Credit Card<\/b> shines due to its <b>reward-to-fee ratio<\/b>. It is ideal for those who want to <b>compare credit cards interest rates<\/b> but still prioritize lifestyle perks. You can enjoy cashback, rewards, and travel privileges while paying <b>low interest on credit cards<\/b> compared to similar premium offerings in the market.<\/p>\n<h4 class=\"p4\"><span style=\"color: #000080;\"><b>Who Should Get It?<\/b><\/span><\/h4>\n<p class=\"p2\">This card is a great fit for:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Frequent travellers who want free lounge access.<\/li>\n<li class=\"li2\">Shoppers who want rewards and cashback benefits.<\/li>\n<li class=\"li2\">Individuals looking for a <b>low interest credit card in India<\/b> with premium perks.<\/li>\n<li class=\"li2\">Cardholders who spend regularly enough to get the annual fee waived.<\/li>\n<\/ul>\n<p class=\"p2\">The <b>HSBC Live+ Credit Card<\/b> delivers a fine balance between lifestyle benefits and affordability. If you want <b>low interest credit cards<\/b> with global acceptance, cashback, and travel perks, it\u2019s a solid choice to add to your wallet.<\/p>\n<h2 style=\"font-family: Arial, sans-serif; margin-bottom: 16px;\"><span style=\"color: #000080;\">Trending Credit Cards In India July 2025<\/span><\/h2>\n<div style=\"overflow-x: auto; -webkit-overflow-scrolling: touch; padding-bottom: 10px;\">\n<div style=\"display: flex; gap: 20px; min-width: max-content;\">\n<p><!-- Card 1 --><\/p>\n<div style=\"width: 300px; border: 1px solid #ddd; border-radius: 12px; overflow: hidden; background: #fff; flex-shrink: 0;\"><a style=\"text-decoration: none; color: inherit; display: block;\" href=\"https:\/\/cardgrid.in\/credit-card\/tata-neu-infinity-hdfc-bank-credit-card\"><br \/>\n<img decoding=\"async\" style=\"width: 100%; height: 180px; object-fit: cover;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/07\/Tata-Neu-Infinity-HDFC-Bank-Credit-Card.webp\" alt=\"Tata Neu Infinity HDFC Bank Credit Card\" \/><br \/>\n<\/a><\/p>\n<div style=\"padding: 16px;\">\n<h3 class=\"MuiTypography-root jss32 jss119 MuiTypography-h1\">Tata Neu Infinity HDFC Bank Credit Card<\/h3>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<div style=\"width: 300px; border: 1px solid #ddd; border-radius: 12px; overflow: hidden; background: #fff; flex-shrink: 0;\"><a style=\"text-decoration: none; color: inherit; display: block;\" href=\"https:\/\/cardgrid.in\/credit-card\/icici-bank-rubyx-credit-card\"><br \/>\n<img decoding=\"async\" style=\"width: 100%; height: 180px; object-fit: cover;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/08\/ICICI-Bank-Rubyx-Credit-Card.jpg\" alt=\"ICICI Bank Rubyx Credit Card\" \/><br \/>\n<\/a><\/p>\n<div style=\"padding: 16px;\">\n<h3 class=\"MuiTypography-root jss32 jss119 MuiTypography-h1\">ICICI Bank Rubyx Credit Card<\/h3>\n<\/div>\n<\/div>\n<p><!-- Card 3 --><\/p>\n<div style=\"width: 300px; border: 1px solid #ddd; border-radius: 12px; overflow: hidden; background: #fff; flex-shrink: 0;\"><a style=\"text-decoration: none; color: inherit; display: block;\" href=\"https:\/\/cardgrid.in\/credit-card\/sbi-elite-credit-card\"><br \/>\n<img decoding=\"async\" style=\"width: 100%; height: 180px; object-fit: cover;\" src=\"https:\/\/cardgrid.in\/blog\/wp-content\/uploads\/2025\/07\/SBI-Elite-Credit-Card.webp\" alt=\"SBI Elite Credit Card\" \/><br \/>\n<\/a><\/p>\n<div style=\"padding: 16px;\">\n<h3 class=\"MuiTypography-root jss32 jss119 MuiTypography-h1\">SBI Elite Credit Card<\/h3>\n<\/div>\n<\/div>\n<p><!-- Card 4: Explore More --><\/p>\n<div style=\"width: 300px; border: 1px solid #ddd; border-radius: 12px; overflow: hidden; background: #f9f9f9; display: flex; align-items: center; justify-content: center; flex-direction: column; padding: 20px; flex-shrink: 0;\">\n<div style=\"text-align: center;\">\n<h3 style=\"font-size: 18px; font-family: Arial, sans-serif; margin-bottom: 10px; color: #000080;\">Explore All Credit Cards<\/h3>\n<p><a style=\"display: inline-block; padding: 10px 16px; background: #000080; color: #fff; border-radius: 6px; font-family: Arial, sans-serif; text-decoration: none;\" href=\"https:\/\/cardgrid.in\/\">View All<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Looking for low interest rate credit cards that won\u2019t burn a hole in your pocket? A good credit card should offer more than just rewards \u2013 it should also help you save on interest charges. With credit cards low interest rate options, you can manage your payments better and reduce the cost of borrowing. Whether [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":710,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-697","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card-comparisons"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 10 Credit Cards With Low Interest Rates In India May 2026<\/title>\n<meta name=\"description\" content=\"Top 10 Credit Cards With Low Interest Rates In India May 2026 | low apr card | 1. * IDFC FIRST Wealth Credit Card 2. 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