If you love shopping online, choosing the best SBI credit card for online shopping can help you save money and earn rewards every time you spend. SBI offers several credit cards that are great for online purchases, with benefits like cashback, reward points, and discounts on popular e-commerce platforms. Whether you shop for clothes, gadgets, or daily essentials, the right SBI shopping credit card can make your online buying experience more rewarding.
When selecting an SBI shopping card, focus on features like reward rates on online spends, welcome benefits, annual fee, and additional perks like partner offers. Some cards give higher points on online marketplaces, while others offer flat cashback on all categories. A good SBI credit card for online shopping not only helps you earn rewards but also provides safety and convenience while paying online.
Below are some popular SBI credit cards that are ideal for online shopping and making the most out of your digital purchases.
Best SBI Credit Card For Online Shopping December 2025
Sbi Shopping Credit Card | Primary Benefit | Annual Fee | Best Feature |
CASHBACK SBI | 5% Direct Cashback | ₹999 | No merchant restrictions |
SimplyCLICK | 10X Rewards | ₹499 | Amazon/Flipkart/Myntra focus |
SBI PRIME | 10 pts per ₹100 | ₹2,999 | Grocery, Dining, and Lounge access |
Reliance PRIME | Integrated Rewards | ₹2,999 | Best for Ajio/JioMart/Trends |
Best SBI Credit Cards In India
1. CASHBACK SBI
2. SBI SimplyCLICK Credit Card
Joining Fee: ₹499
Annual / Renewal Fee: ₹499 (waived on annual spends of ₹1 lakh)
The SBI SimplyCLICK Credit Card is a smart choice for people who shop online regularly and want to earn reward points on almost every purchase. This card focuses mainly on online spending and partner brands, making it a strong option for beginners who want good rewards without a high fee. If you often shop on popular apps and websites, this can be one of the best SBI credit cards for shopping.
Key Features of SBI SimplyCLICK Credit Card
- Welcome benefit of an Amazon gift voucher worth ₹500 after card activation
- Earn 10X reward points on online spends with select partner brands like BookMyShow, Cleartrip, Apollo 24×7, Eazydiner, and Netmeds
- Get 5X reward points on other online purchases not covered under partner brands
- Earn 1 reward point per ₹100 spent on offline or regular transactions
- Receive a Cleartrip e-voucher worth ₹2,000 on achieving ₹1 lakh annual online spends
- Additional Cleartrip e-voucher of ₹2,000 on reaching ₹2 lakh annual online spends
- 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹3,000
Overall, the SBI SimplyCLICK Credit Card is an entry-level yet rewarding option for frequent online shoppers. If you are new to credit cards and want a reliable SBI credit card for online shopping with benefits on everyday brands, this card is definitely worth considering.
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3. SBI PRIME
Joining Fee: ₹2,999
Annual / Renewal Fee: ₹2,999 (reversed on annual spends of ₹3 lakh)
The SBI PRIME Credit Card is a premium option for users who want rewards across online shopping, travel, dining, and lifestyle spends. It is suitable for those who spend regularly and want more than just basic rewards. With strong welcome benefits and milestone vouchers, SBI PRIME is often considered a best SBI credit card for shopping for users looking to upgrade from entry-level cards.
Key Features of SBI PRIME Credit Card
- Welcome benefit worth ₹3,000, including vouchers from brands like Amazon, Pantaloons, Bata, Yatra, or Cleartrip
- Earn reward points on all spends, including SBI credit card shopping online and offline
- Accelerated rewards on dining, grocery, and departmental store spends
- Annual milestone benefit of ₹7,000 worth of gift vouchers on spending ₹3 lakh in a year
- Complimentary domestic airport lounge access for primary cardholders
- 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000
- Complimentary memberships such as Club Vistara and Trident Privilege Program
- Add-on cards available for family members
Overall, SBI PRIME is ideal for high spenders who want premium lifestyle benefits along with rewards on everyday purchases. If you’re looking for an all-round SBI credit card for online shopping and offline spends with strong milestone rewards, SBI PRIME is a dependable choice for long-term value.
4. Reliance PRIME
Joining Fee: ₹2,999
Annual / Renewal Fee: ₹2,999 (waived on annual spends of ₹3 lakh)
The SBI Reliance PRIME Credit Card is a co-branded card made for shoppers who frequently spend at Reliance stores as well as online platforms. It works well as a shopping card SBI users can rely on for both daily needs and lifestyle purchases. With rewards on Reliance brands, fuel benefits, and milestone vouchers, it is often seen as one of the best SBI credit cards for online and offline shopping.
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Key Features of SBI Reliance PRIME Credit Card
- Welcome gift vouchers worth ₹3,000 from Reliance brands on card activation
- Earn reward points on every spend, including SBI credit card online shopping and in-store purchases
- Higher reward points on shopping at Reliance Retail outlets such as Reliance Smart, Reliance Digital, Trends, and more
- Annual milestone benefit of gift vouchers worth up to ₹7,000 on spending ₹3 lakh in a year
- Complimentary domestic airport lounge access for added travel comfort
- 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000
- Works smoothly for online shopping without app restrictions, as you can use it directly on websites and payment gateways
- Add-on cards available for family members
Overall, the SBI Reliance PRIME Credit Card is a great option for users who shop regularly at Reliance stores and also want rewards on online purchases. If you are looking for the best SBI credit card for online and offline shopping with strong brand benefits and milestone rewards, this card offers good value for frequent shoppers.
Which is the best SBI credit card for online shopping in India?
The best SBI credit card for online shopping in India depends on your spending habits, but cards like SimplyCLICK and Cashback SBI offer strong rewards on online spends.
What is SBI Unnati Credit Card and who should apply for it?
SBI Unnati Credit Card is an entry-level card designed for first-time users and those with limited credit history, offering simple benefits with easy eligibility.
Which is the best SBI credit card with zero annual fee?
The best SBI credit card with zero annual fee includes lifetime free or spend-based fee waiver cards, making them suitable for low to moderate spenders.
Which is the best SBI credit card for online shopping for students?
For students, entry-level or secured SBI cards with low fees are ideal, as they allow safe online shopping while helping build a credit score.
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What is an SBI RuPay Credit Card and its benefits?
An SBI RuPay Credit Card works on the RuPay network and is widely accepted in India, offering UPI-linked payments and rewards on daily spending.
Is there an SBI lifetime free credit card available?
Yes, SBI offers lifetime free credit cards under select offers or for eligible customers, with no annual or renewal charges.
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