The SBI debit card swipe limit per day determines how much you can spend using your card at POS machines or in stores. Each SBI debit card comes with a specific limit based on its type, Classic, Global, Platinum, or Premium. Knowing your debit card limit helps you manage expenses effectively and avoid transaction declines.
This debit card transaction limit also applies to online purchases and ATM withdrawals, ensuring secure usage. If you need a higher limit, you can request it through SBI’s net banking or mobile app.
SBI Debit Card Swipe Limit Per Day May 2026
The SBI ATM withdrawal limit per day depends on the debit card you use. Each card comes with a specific limit, ensuring secure and convenient transactions. Knowing your SBI debit card swipe limit per day helps you plan your cash usage efficiently. Below is a simple table showing the ATM withdrawal limits for popular SBI debit cards, including the SBI Visa debit card limit per day.
SBI Debit Card Name | Daily ATM Withdrawal Limit (₹) |
₹20,000 | |
₹40,000 | |
₹50,000 | |
₹1,00,000 | |
₹40,000 | |
₹40,000 | |
₹1,00,000 | |
₹2,00,000 |
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SBI ATM Withdrawal Limit Per Month
The SBI ATM withdrawal limit per month depends on your debit card type and usage pattern. Each card comes with a defined transaction limit, ensuring secure and convenient cash withdrawals. While the daily withdrawal limit typically ranges between ₹20,000 and ₹2,00,000, the monthly withdrawal amount is usually estimated based on your daily limit.
For example, if your debit card swipe limit is ₹50,000 per day, your approximate monthly withdrawal amount would be ₹15,00,000. SBI also sets an online transaction limit for secure digital payments. You can check or modify your card limits through the SBI YONO app or your nearest branch.
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SBI ATM Withdrawal Limit per Day for RuPay Card
The SBI ATM withdrawal limit for RuPay cards depends on the variant you hold, such as Classic, Platinum, or Premium. Typically, the daily cash withdrawal limit ranges from ₹25,000 to ₹1,00,000, allowing you to manage your cash needs safely and conveniently.
In addition, the SBI debit card online transaction limit for RuPay cards can go up to ₹2,00,000 per day, depending on your card type. If you frequently use your card for shopping or online payments, it’s helpful to know your swipe limit per day and adjust it through the SBI YONO app. Understanding your SBI ATM withdrawal limit per month can also help you plan your expenses better.
SBI ATM Withdrawal Limit per Day for Visa Card
The SBI ATM withdrawal limit per day for Visa debit cards varies based on the card type. Typically, the daily withdrawal limit ranges from ₹40,000 to ₹1,00,000. For premium variants like Platinum or Gold Visa debit cards, the limit can go up to ₹2,00,000 per day.
For online and POS (Point of Sale) transactions, the debit card transaction limit usually ranges between ₹50,000 and ₹3,00,000 per day, depending on the card. You can easily manage your SBI debit card swipe limit per day through the SBI YONO app or SBI NetBanking platform for smoother usage.
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SBI ATM Withdrawal Limit Without OTP
The State Bank of India (SBI) uses an OTP (One-Time Password) system to enhance security for higher-value ATM withdrawals.
You can withdraw up to ₹10,000 in a single transaction without an OTP. For withdrawals of ₹10,000 or more, an OTP is sent to your registered mobile number, which must be entered to complete the transaction.
The daily ATM withdrawal limit depends on your debit card type, typically ranging from ₹40,000 to ₹1,00,000. In comparison, the debit card online transaction limit and debit card swipe limit for purchases are usually higher, allowing more flexibility for digital and in-store spending.
SBI ATM Withdrawal Limit With OTP
The State Bank of India (SBI) has enhanced ATM security by introducing a mandatory OTP (One-Time Password) system for withdrawals of ₹10,000 and above.
When you attempt to withdraw more than ₹10,000, the ATM will prompt you to enter an OTP sent to your registered mobile number. You need to enter this OTP along with your debit card PIN to complete the transaction.
The maximum amount you can withdraw depends on your daily debit card limit, which typically ranges from ₹40,000 to ₹1,00,000 based on your card type. This OTP rule applies only to ATM cash withdrawals and does not affect your SBI debit card swipe limit per day or online transaction limits.
What is the maximum daily SBI Debit Card online transaction limit?
The maximum daily limit for online/PoS transactions varies by card, but for a standard card like Global, it is usually up to ₹75,000.
What is the SBI RuPay Debit Card limit per day for ATM cash withdrawals?
The typical daily ATM cash withdrawal limit for an SBI RuPay Debit Card is generally ₹40,000.
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What is the usual maximum amount for an SBI ATM withdrawal limit one-time transaction?
The maximum amount you can withdraw in an SBI ATM withdrawal limit one-time transaction is subject to the daily limit, which varies from ₹40,000 to ₹1,00,000 depending on the card type.
Is there a fixed SBI ATM withdrawal limit per month for all cards?
SBI typically does not impose a fixed SBI ATM withdrawal limit per month; the restriction is primarily based on the daily limit of your card.
What is the daily cash SBI Global Debit Card withdrawal limit?
The daily cash SBI Global Debit Card withdrawal limit at an ATM is ₹40,000.
What is the daily ATM withdrawal limit for an SBI ATM withdrawal limit RuPay Card?
The daily cash withdrawal limit for an SBI ATM withdrawal limit RuPay Card is typically set at ₹40,000.
What is the daily ATM SBI Platinum Debit Card limit for cash withdrawals?
The daily ATM cash withdrawal SBI Platinum Debit Card limit is the highest, usually up to ₹1,00,000.
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