The SBI debit card swipe limit per day determines how much you can spend using your card at POS machines or in stores. Every SBI debit card comes with a specific debit card swipe limit, which can vary based on the card type—Classic, Global, Platinum, or Premium. Knowing your debit card limit helps you manage expenses smartly and avoid transaction declines.
The debit card transaction limit also applies to online purchases and ATM withdrawals, ensuring secure and controlled usage. If you ever need a higher debit card swipe limit, you can easily request it through SBI’s net banking or mobile app.
SBI Debit Card Swipe Limit Per Day November 2025
The SBI ATM withdrawal limit per day depends on the debit card you use. Each card has a different debit card swipe limit and SBI debit card limit, ensuring secure and convenient transactions. Knowing your SBI debit card swipe limit per day helps you plan your cash needs efficiently. Below is a simple table showing the SBI ATM withdrawal limit per day for popular cards, including the SBI Visa debit card limit per day.
SBI Debit Card Name | Daily ATM Withdrawal Limit (₹) |
₹20,000 | |
₹40,000 | |
₹50,000 | |
₹1,00,000 | |
₹40,000 | |
₹40,000 | |
₹1,00,000 | |
₹2,00,000 |
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SBI ATM Withdrawal Limit Per Month
The SBI ATM withdrawal limit per month depends on your debit card type and usage pattern. Every SBI debit card comes with a defined debit card transaction limit, ensuring secure and convenient cash withdrawals. While the daily withdrawal limit varies between ₹20,000 to ₹2,00,000, the monthly withdrawal cap is generally calculated based on your card’s per-day limit multiplied by 30 days.
For example, if your debit card swipe limit is ₹50,000 per day, your approximate SBI ATM withdrawal limit per month would be ₹15,00,000. Additionally, SBI also sets a debit card online transaction limit for shopping and online payments to prevent misuse. You can easily check or modify your card limits through the SBI YONO app or nearest branch for added convenience.
Also Read: SBI Debit Card EMI Eligibility November 2025
SBI ATM Withdrawal Limit per Day for RuPay Card
The SBI ATM withdrawal limit for RuPay Card depends on the specific variant you hold, such as the Classic, Platinum, or Premium card. Generally, the daily cash withdrawal limit ranges from ₹25,000 to ₹1,00,000 per day. This makes it convenient for customers to manage their daily cash needs safely and efficiently.
Along with this, the SBI Debit Card online transaction limit for RuPay cards can go up to ₹2,00,000 per day, depending on your card type and account category. If you frequently use your card for shopping or online payments, it’s good to know your SBI debit card swipe limit per day and set your preferred limit using the SBI YONO app. For frequent users, understanding your SBI ATM withdrawal limit per month also helps manage expenses effectively.
SBI ATM Withdrawal Limit per Day for Visa Card
The SBI ATM withdrawal limit per day for Visa Debit Cards varies depending on the type of card you have. Generally, the daily withdrawal limit ranges from ₹40,000 to ₹1,00,000 at ATMs. For higher-tier cards like SBI Platinum or Gold Visa Debit Cards, the limit can go up to ₹2,00,000 per day.
Similarly, the debit card transaction limit for online or POS (Point of Sale) transactions ranges from ₹50,000 to ₹3,00,000 per day, depending on the card type. To ensure smooth usage, you can easily manage your SBI debit card swipe limit per day or overall debit card swipe limit through the SBI YONO or NetBanking platform.
Suggestive Read: SBI Debit Card Lounge Access List November 2025
SBI ATM Withdrawal Limit Without OTP
The State Bank of India (SBI) requires an OTP (One-Time Password) for security on higher value cash withdrawals at its ATMs.
You can withdraw up to ₹10,000 in a single transaction without needing an OTP. For withdrawals of ₹10,000 or more, an OTP is instantly sent to your registered mobile number, which you must enter to complete the transaction.
Your overall daily debit card transaction limit depends on your card type, with most cards allowing a daily ATM withdrawal limit of ₹40,000 to ₹1,00,000. The debit card online transaction limit (e-commerce) and debit card swipe limit (PoS) for shopping are generally higher.
SBI ATM Withdrawal Limit With OTP
The State Bank of India (SBI) has made cash withdrawals highly secure by introducing a mandatory OTP (One-Time Password) system for transactions of ₹10,000 and above at all SBI ATMs.
When you attempt to withdraw more than ₹10,000, the ATM screen will prompt you for an OTP. This OTP is instantly sent as an SMS to the mobile number registered with your bank account. You must enter this four-digit number, along with your regular debit card PIN, to complete the transaction.
The maximum amount you can withdraw with an OTP is subject to your card’s daily debit card limit. This daily limit typically ranges from ₹40,000 to ₹1,00,000, depending on the type of SBI debit card you hold. Remember, the OTP rule only applies to ATM cash withdrawals, not your SBI debit card swipe limit per day (PoS) or online debit card transaction limits.
What is the maximum daily SBI Debit Card online transaction limit?
The maximum daily limit for online/PoS transactions varies by card, but for a standard card like Global, it is usually up to ₹75,000.
What is the SBI RuPay Debit Card limit per day for ATM cash withdrawals?
The typical daily ATM cash withdrawal limit for an SBI RuPay Debit Card is generally ₹40,000.
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What is the usual maximum amount for an SBI ATM withdrawal limit one-time transaction?
The maximum amount you can withdraw in an SBI ATM withdrawal limit one-time transaction is subject to the daily limit, which varies from ₹40,000 to ₹1,00,000 depending on the card type.
Is there a fixed SBI ATM withdrawal limit per month for all cards?
SBI typically does not impose a fixed SBI ATM withdrawal limit per month; the restriction is primarily based on the daily limit of your card.
What is the daily cash SBI Global Debit Card withdrawal limit?
The daily cash SBI Global Debit Card withdrawal limit at an ATM is ₹40,000.
What is the daily ATM withdrawal limit for an SBI ATM withdrawal limit RuPay Card?
The daily cash withdrawal limit for an SBI ATM withdrawal limit RuPay Card is typically set at ₹40,000.
What is the daily ATM SBI Platinum Debit Card limit for cash withdrawals?
The daily ATM cash withdrawal SBI Platinum Debit Card limit is the highest, usually up to ₹1,00,000.
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